Sparrow Mastercard Consumer Credit Card AgreementConsumer Credit Card Agreement • December 2nd, 2024
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 29.99%This APR will vary with the market based on the U.S. Prime Rate. APR for Cash Advances 31.99%This APR will vary with the market based on the Prime Rate. Penalty APR and When it Applies None. We do not charge a penalty APR. Paying Interest Your due date is at least 23 days after the close of each billing cycle. We will not charge interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore
Sparrow Mastercard Consumer Credit Card AgreementConsumer Credit Card Agreement • September 30th, 2024
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 30.24%This APR will vary with the market based on the U.S. Prime Rate. APR for Cash Advances 32.24%This APR will vary with the market based on the Prime Rate. Penalty APR and When it Applies None. We do not charge a penalty APR. Paying Interest Your due date is at least 23 days after the close of each billing cycle. We will not charge interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore
Nibbles Consumer Credit Card AgreementConsumer Credit Card Agreement • March 28th, 2024
There are two parts to this Credit Card Agreement (the “Agreement”): Rates and Fees Table and Consumer Card Agreement. The Rates and Fees Table shows the rates and fees for your credit card. The Agreement contains important information related to your credit card issued by Evolve Bank & Trust. Bank has agreed to lend you money as described in this Agreement, and you agree to pay us back together with interest charges and fees. Your use or activation of the Card and any transaction using the Card or Account indicates your acceptance of the terms of this Agreement. If any fee in the Rates and Fee Table is marked “none,” the section of this Agreement that relates to that fee does not apply.
DYPER Consumer Credit Card AgreementConsumer Credit Card Agreement • September 20th, 2023
There are two parts to this Credit Card Agreement (the “Agreement”): Rates and Fees Table and Consumer Card Agreement. The Rates and Fees Table shows the rates and fees for your credit card. The Agreement contains important information related to your credit card issued by Evolve Bank & Trust. Bank has agreed to lend you money as described in this Agreement, and you agree to pay us back together with interest charges and fees. Your use or activation of the Card and any transaction using the Card or Account indicates your acceptance of the terms of this Agreement. If any fee in the Rates and Fee Table is marked “none,” the section of this Agreement that relates to that fee does not apply.