CROWE, CHIZEK AND COMPANY VOLUME SUBMITTER PLAN AND TRUST AGREEMENT SALARY REDUCTION 401(k) PROFIT SHARING RETIREMENT PLAN [CROW CHIZEK LOGO] 2 TABLE OF CONTENTS ARTICLE I BASIC DEFINITIONS 1.01 ACCRUED BENEFIT 1.02 AFFILIATED BUSINESS 1.03 ADOPTION...Plan and Trust Agreement • October 29th, 1996 • St Joseph Capital Corp • State commercial banks
9 PARTICIPANT LOANS 20 ----------------- 9.1 Participant Loans Permitted 20 9.2 Loan Application, Note and Security 20 9.3 Spousal Consent 20 9.4 Loan Approval 20 9.5 Loan Funding Limits 20 9.6 Maximum Number of Loans 21 9.7 Source and Timing of Loan...Plan and Trust Agreement • December 28th, 1995 • Roadway Services Inc • Trucking (no local) • California