AGREEMENT BY AND BETWEENBanking Agreement • November 14th, 2001
Cumberland Valley National Bank & Trust Company, East Bernstadt, Kentucky (Bank) and the Comptroller of the Currency of the United States of America (Comptroller) wish to protect the interests of the depositors, other customers, and shareholders of the Bank, and, toward that end, wish the Bank to operate safely and soundly and in accordance with all applicable laws, rules and regulations.