Exhibit 10.2 CONFIDENTIAL DEMAND LOAN Date of Issuance: June 15, 2008 Borrower: Silver Bay Resources Inc. ("Silver Bay") Lender: Donald Gardner Structure: Demand Loan ("Loan") Principal: $60,000 USD. Period: No fixed term Interest: Zero percent Terms:...Demand Loan Agreement • October 20th, 2008 • Silver Bay Resources Inc. • Metal mining
Terms: Upon the mutual agreement of both the borrower and lender, Silver Bay Resources Inc shall pay back in full the principal owed.
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Demand Loan Agreement This Agreement, dated as of November 1, 1999, is by and between Coyote Network Systems, Inc. ("CNS") and ____________________________ ("Lender"): 1. Term Loan. Lender agrees to loan CNS $__________ (the "Loan"), and CNS agrees to...Demand Loan Agreement • November 15th, 1999 • Coyote Network Systems Inc • Telephone & telegraph apparatus • California