CARDHOLDER AGREEMENT AND DISCLOSURE STATEMENT FOR YOUR VISA® ACCOUNTCardholder Agreement • February 24th, 2009
This Agreement and Disclosure Statement covers your Visa® Account (“Account”) with us. In this Agreement, the words “you” and “your” mean any user of your Account.“We,” “our,” and “us” mean Advancial Federal Credit Union (“Advancial”). In this Agreement, any plural term shall be deemed singular and any singular term shall be deemed plural when context and construction so require. In this Agreement, the word “Card” means any credit card issued to you or to those designated by you under the terms of this Agreement. If you sign an application for