DEPOSIT AGREEMENTDeposit Agreement • June 30th, 2025 • New York
DEPOSIT AGREEMENT dated as of December 13, 2018 among 360 FINANCE, INC., a company incorporated under the laws of the Cayman Islands (herein called the Company), THE BANK OF NEW YORK MELLON, a New York banking corporation (herein called the Depositary), and all Owners and Holders (each as hereinafter defined) from time to time of American Depositary Shares issued hereunder.