FIRST-CITIZENS BANK & TRUST COMPANY BUSINESS CREDIT CARD CARDHOLDER AGREEMENTBusiness Credit Card Cardholder Agreement • April 1st, 2020
This Business Credit Card Cardholder Agreement (the “Agreement”) governs the use of your Account with us. It includes any subsequent disclosures that we provide to you from time to time, all of which are incorporated herein by reference. Please read this Agreement carefully and keep it for your records. It supersedes all prior agreements and disclosure statements relating to your Account. You do not have to sign this Agreement. You agree to the terms of this Agreement when you accept, sign or use your Card or your Account.