EXHIBIT 10.20 STANDSTILL AND INTEREST MODIFICATION AGREEMENT AGREEMENT dated as of December 22, 2004 between Smart Online , Inc., a Delaware corporation (the "Company") and Dennis Michael Nouri ("Creditor"). WHEREAS, Creditor holds a Promissory Note...Standstill and Interest Modification Agreement • December 23rd, 2004 • Smart Online Inc • Services-prepackaged software • North Carolina
EXHIBIT 10.21 STANDSTILL AND INTEREST MODIFICATION AGREEMENT AGREEMENT dated as of December 22, 2004 between Smart Online , Inc., a Delaware corporation (the "Company") and Henry Nouri ("Creditor"). WHEREAS, Creditor holds a Promissory Note from the...Standstill and Interest Modification Agreement • December 23rd, 2004 • Smart Online Inc • Services-prepackaged software • North Carolina