December 4, 1997 Mr. David E. Ferguson ARM Financial Group, Inc. 515 West Market Street Louisville, Kentucky 40202 Dear David: This letter amendment (this "AMENDMENT") sets forth our mutual understanding concerning an amendment to your Employment...Employment Agreement • March 31st, 1998 • Arm Financial Group Inc • Life insurance • New York
December 4, 1997 Mr. Martin H. Ruby ARM Financial Group, Inc. 515 West Market Street Louisville, Kentucky 40202 Dear Marty: This letter amendment (this "AMENDMENT") sets forth our mutual understanding concerning an amendment to your Employment...Employment Agreement • March 31st, 1998 • Arm Financial Group Inc • Life insurance