EXHIBIT 10.3 ATLANTIC COAST FEDERAL SPLIT DOLLAR LIFE INSURANCE AGREEMENT This Split Dollar Agreement ("Agreement") is hereby entered into effective January 1, 2006 by and between Atlantic Coast Federal ("Bank"), as the owner of the life insurance...Split Dollar Life Insurance Agreement • September 8th, 2006 • Atlantic Coast Federal Corp • Savings institution, federally chartered • Georgia
EXHIBIT 10.2 ATLANTIC COAST FEDERAL SPLIT DOLLAR LIFE INSURANCE AGREEMENT This Split Dollar Agreement ("Agreement") is hereby entered into effective January 1, 2006 by and between Atlantic Coast Federal ("Bank"), as the owner of the life insurance...Split Dollar Life Insurance Agreement • September 8th, 2006 • Atlantic Coast Federal Corp • Savings institution, federally chartered • Georgia