Purdue Federal Credit union Visa® Business aGreeMent and disClosure stateMentVisa Business Agreement • July 17th, 2013
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases A fixed rate of 11.5% - 13.5%(The rate you receive is based on your credit worthiness.) APR for Purchases 1.9% introductory APR for 12 months from date ofaccount opening. After that, your APR will revert to your assigned APR of 11.5% - 13.5% APR forBalance Transfers 1.9% introductory APR for 12 months from date of account opening. After that, your APR will revert to yourassigned APR of 11.5% - 13.5% APR for Cash Advances 1.9% introductory APR for 12 months from date of account opening. After that, your APR will revert to yourassigned APR of 11.5% - 13.5% Penalty APR and When it Applies 1.9% introductory APR reverts to assigned account APR for missed or late payment. There are no additional penalty rates associated with this offer. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your en