Common Contracts
1 similar Cit Bank Agreement for Personal Accounts contracts
WELCOME TO CIT BANK, a division of First-Citizens Bank & Trust Company 7 Banking with CIT Bank 7 Ways to Access Your Account 7 YOUR AGREEMENT WITH US 7 Our Agreement 7 Dispute Resolution / Arbitration Agreement 7 Amendments and Changes in Account...Cit Bank Agreement for Personal Accounts • June 20th, 2025
Longer Delays May Apply 14 Special Rules for New Accounts 14 Holds on Other Funds 15 ECHECKING WITHDRAWALS 15 No Paper or Remotely Created Checks or Drafts Permitted 15 Paying Items Drawn on Your Account 15 COMMUNICATIONS, NOTICES AND STATEMENTS WE MAY SEND YOU 15 About Sending Communications, Notices and Statements to You 15 Delivery of Communications about Changes 15 Change of Address 16 Changes in Ownership and Authorized Signer 16 PROTECTING YOUR ACCOUNTS 16 Precautions You Should Take 16 Closing a Compromised Account 16 REPORTING UNAUTHORIZED TRANSACTIONS AND PROBLEMS 16 Types of Unauthorized Transactions 16 Reviewing Statements and Reporting Unauthorized Use of Your Account 17 Not Reporting Unauthorized Transactions Timely 17 Our Investigation of Your Unauthorized Transaction 17 Voluntary Disclosure of Your Account Number 17 Our Maximum Liability 17 OTHER TERMS AND CONDITIONS 17 Automatic Transfer Service 17 Business Days 17 Closing an Account 17 Complete Agreement, Captions 18 C