PARTICIPATION AGREEMENT Among THE UNIVERSAL INSTITUTIONAL FUNDS, INC., MORGAN STANLEY DISTRIBUTION, INC., MORGAN STANLEY INVESTMENT MANAGEMENT INC., and FIRST SECURITY BENEFIT LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK Dated as of August 1, 2005Participation Agreement • April 30th, 2025 • Variable Annuity Account A • New York
(This and related steps may occur later in the chronological process due to possible uncertainties relating to the proposals.)
Page> PARTICIPATION AGREEMENT AMONG THE UNIVERSAL INSTITUTIONAL FUNDS, INC., MORGAN STANLEY DISTRIBUTION, INC., MORGAN STANLEY INVESTMENT MANAGEMENT INC., AND THE LINCOLN NATIONAL LIFE INSURANCE COMPANY DATED AS OF NOVEMBER 1, 2008 <Page> <Table>...Participation Agreement • April 1st, 2015 • Lincoln Life Flexible Premium Variable Life Account M • New York
Page> PARTICIPATION AGREEMENT AMONG THE UNIVERSAL INSTITUTIONAL FUNDS, INC., MORGAN STANLEY DISTRIBUTION, INC., MORGAN STANLEY INVESTMENT MANAGEMENT INC., AND LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK DATED AS OF NOVEMBER 1, 2008 <Page> <Table>...Participation Agreement • April 1st, 2015 • Lincoln Life & Annuity Flexible Premium Variable Life Account M • New York