0000882377-06-000414 Sample Contracts

CWMBS, INC., Depositor COUNTRYWIDE HOME LOANS SERVICING LP, Master Servicer and THE BANK OF NEW YORK, Trustee POOLING AND SERVICING AGREEMENT Dated as of January 1, 2006 LUMINENT MORTGAGE TRUST 2006-1 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-1

Pooling and Servicing Agreement • February 10th, 2006 • Luminent Mortgage Trust 2006-1 • Asset-backed securities • New York

• Contract Type
  Pooling and Servicing Agreement
• Filed
  February 10th, 2006
• Company
  Luminent Mortgage Trust 2006-1
• Industry
  Asset-backed securities
• Jurisdiction
  New York

THIS POOLING AND SERVICING AGREEMENT, dated as of January 1, 2006, among CWMBS, INC., a Delaware corporation, as depositor (the “Depositor”), COUNTRYWIDE HOME LOANS SERVICING LP, a Texas limited partnership, as master servicer (the “Master Servicer”), and THE BANK OF NEW YORK, a banking corporation organized under the laws of the State of New York, as trustee (the “Trustee”).