0000905148-04-000450 Sample Contracts

EXHIBIT 99.3
Indenture • January 29th, 2004 • Morgan Stanley Abs Capital I Inc MSDWCC Heloc Trust 2003-1 • Asset-backed securities • New York
EXHIBIT 99.4
Trust Agreement • January 29th, 2004 • Morgan Stanley Abs Capital I Inc MSDWCC Heloc Trust 2003-1 • Asset-backed securities • Delaware
EXHIBIT 99.1
Home Equity Loan Purchase Agreement • January 29th, 2004 • Morgan Stanley Abs Capital I Inc MSDWCC Heloc Trust 2003-1 • Asset-backed securities • New York
EXHIBIT 99.2
Servicing Agreement • January 29th, 2004 • Morgan Stanley Abs Capital I Inc MSDWCC Heloc Trust 2003-1 • Asset-backed securities • New York