0000905148-05-001322 Sample Contracts

EXHIBIT 99.3
Indenture • March 3rd, 2005 • Morgan Stanley ABS Capital I Inc. MSDWCC HELOC Trust 2005-1 • Asset-backed securities • New York
TRUST AGREEMENT
Trust Agreement • March 3rd, 2005 • Morgan Stanley ABS Capital I Inc. MSDWCC HELOC Trust 2005-1 • Asset-backed securities • Delaware
EXHIBIT 99.1
Home Equity Loan Purchase Agreement • March 3rd, 2005 • Morgan Stanley ABS Capital I Inc. MSDWCC HELOC Trust 2005-1 • Asset-backed securities • New York
EXHIBIT 99.2
Servicing Agreement • March 3rd, 2005 • Morgan Stanley ABS Capital I Inc. MSDWCC HELOC Trust 2005-1 • Asset-backed securities • New York