0000912057-01-001303 Sample Contracts

EXHIBIT 4.5
Trust Agreement • January 12th, 2001 • Spectrum Capital Trust Ii • Blank checks • Delaware
FORM T-1
Trust Indenture • January 12th, 2001 • Spectrum Capital Trust Ii • Blank checks
EXHIBIT 4.7
Preferred Securities Guarantee Agreement • January 12th, 2001 • Spectrum Capital Trust Ii • Blank checks • Iowa
EXHIBIT 2.4 AGREEMENT AND PLAN OF MERGER
Merger Agreement • January 12th, 2001 • Spectrum Capital Trust Ii • Blank checks
EXHIBIT 4.8
Agreement as to Expenses and Liabilities • January 12th, 2001 • Spectrum Capital Trust Ii • Blank checks • Delaware
EXHIBIT 2.2
Merger Agreement • January 12th, 2001 • Spectrum Capital Trust Ii • Blank checks
EXHIBIT 10.5 CITIZENS BANK MT. AYR, IOWA June 30, 2000
Phantom Stock Long-Term Incentive Plan • January 12th, 2001 • Spectrum Capital Trust Ii • Blank checks • Iowa
EXHIBIT 4.4
Trust Agreement • January 12th, 2001 • Spectrum Capital Trust Ii • Blank checks • Delaware