0000912057-02-010083 Sample Contracts

CONFIDENTIALITY AND NON-COMPETITION AGREEMENT
Confidentiality and Non-Competition Agreement • March 15th, 2002 • F&m Bancorp • State commercial banks • Maryland

This Confidentiality and Non-Competition Agreement is made this 3O±~day of April, 2001 between F&M Bancorp, a Maryland corporation, Home Federal Savings Bank, a savings bank (together or separately hereinafter referred to as the "Employers") and Richard W. Phoebus, Sr., (the "Executive").