0000928389-97-000245 Sample Contracts

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Principal Underwriter's Agreement • November 13th, 1997 • Cova Variable Life Account Five

IT IS HEREBY AGREED by and between COVA FINANCIAL LIFE INSURANCE COMPANY ("INSURANCE COMPANY") on behalf of COVA VARIABLE LIFE ACCOUNT FIVE (the "Variable Account") and COVA LIFE SALES COMPANY ("PRINCIPAL UNDERWRITER") as follows:

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