0000950123-03-001729 Sample Contracts

Exhibit 1.01 TERMS AGREEMENT
Terms Agreement • February 19th, 2003 • Citigroup Inc • National commercial banks
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February 19th, 2003
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CITIGROUP INC. 5.875% SUBORDINATED NOTES DUE FEBRUARY 22, 2033 REGISTERED REGISTERED
Subordinated Note • February 19th, 2003 • Citigroup Inc • National commercial banks
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February 19th, 2003
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