0000950124-05-001425 Sample Contracts

Exhibit 4(j) FIFTH AMENDED AND RESTATED CREDIT AGREEMENT Dated as of August 3, 2004
Credit Agreement • March 10th, 2005 • CMS Energy Corp • Electric & other services combined • New York
WITNESSETH:
Supplemental Indenture • March 10th, 2005 • CMS Energy Corp • Electric & other services combined

This Fifteenth Supplemental Indenture, dated as of the 29th day of September, 2004 between CMS Energy Corporation, a corporation duly organized and existing under the laws of the State of Michigan (hereinafter called the "Issuer") and having its principal office at One Energy Plaza, Jackson, Michigan 49201, and J.P. Morgan Trust Company, N.A., a national banking association (hereinafter called the "Trustee") and having its Corporate Trust Office at 227 W. Monroe Street, Suite 2700, Chicago, IL 60606.

WITNESSETH:
Supplemental Indenture • March 10th, 2005 • CMS Energy Corp • Electric & other services combined
REAFFIRMATION
Credit Agreement • March 10th, 2005 • CMS Energy Corp • Electric & other services combined