0000950144-02-003995 Sample Contracts

BEST FINANCE INVESTMENTS LIMITED c/o Billy Cheung 4/F Hendley Building 5 Queen's Road Central Hong Kong November 30, 2001
Note Purchase Agreement • April 16th, 2002 • Vfinance Inc • Services-management consulting services
DATED AS OF
Credit Agreement • April 16th, 2002 • Vfinance Inc • Services-management consulting services • New York
WITNESSETH:
Employment Agreement • April 16th, 2002 • Vfinance Inc • Services-management consulting services
CANCELLATION AGREEMENT
Cancellation Agreement • April 16th, 2002 • Vfinance Inc • Services-management consulting services

In light of the termination of Michael Golden, I hereby agree to cancel on the date hereof the conditional right pursuant to my Employment Agreement dated January 5, 2001 to have granted to me on July 5, 2001 an option to acquire 500,000 common shares of vFinance.com, Inc. Such right was subject to certain conditions which have not been met as of the date hereof.

BEST FINANCE INVESTMENTS LIMITED c/o Billy Cheung 4/F Hendley Building 5 Queen's Road Central Hong Kong December 14, 2001
Note Purchase Agreement • April 16th, 2002 • Vfinance Inc • Services-management consulting services
WITNESSETH:
Employment Agreement • April 16th, 2002 • Vfinance Inc • Services-management consulting services
UBS AMERICAS INC. 1285 AVENUE OF THE AMERICAS NEW YORK, NY 10019 April 12, 2002 Vfinance, Inc. Gentlemen: Re: Credit Agreement dated as of January 25, 2002 By and Between Vfinance, Inc., as Borrower (the "Borrower") and UBS Americas Inc., as Lender...
Credit Agreement • April 16th, 2002 • Vfinance Inc • Services-management consulting services • New York

Re: Credit Agreement dated as of January 25, 2002 By and Between Vfinance, Inc., as Borrower (the "Borrower") and UBS Americas Inc., as Lender (the "Lender") (the "Agreement"). Unless otherwise defined herein, the terms defined in the Agreement shall be used herein as therein defined.