0000950144-03-004129 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • March 31st, 2003 • Wachovia Corp New • National commercial banks • North Carolina

This EMPLOYMENT AGREEMENT, made and entered into as of the 1st day of November, 2001, by and between Wachovia Corporation (the “Company”), a North Carolina corporation, and ROBERT P. KELLY (the “Executive”);

FORM OF SPLIT-DOLLAR LIFE INSURANCE AGREEMENT1
Split-Dollar Life Insurance Agreement • March 31st, 2003 • Wachovia Corp New • National commercial banks

This Agreement effective as of the day of , , [See Exhibit 1] by and among [FIRST UNION][WACHOVIA] CORPORATION, a North Carolina corporation having its principal office in Charlotte, North Carolina (hereinafter referred to as the “Employer”), and (hereinafter referred to as the “Owner”).