0001104659-05-047893 Sample Contracts

AMENDMENT TO THE NEW SOUTHERN BANK INCENTIVE STOCK OPTION AWARD
Incentive Stock Option Award • October 11th, 2005 • NSB Holdings, Inc. • Savings institution, federally chartered

THIS AMENDMENT to the Incentive Stock Option Award by and between NEW SOUTHERN BANK (the “Bank”), a bank organized under the laws of the State of Georgia, and MARK A. STEVENS (the “Optionee”) is made as of October 6, 2005.