0001193125-20-103236 Sample Contracts

Contract
Automatic Reinsurance Agreement • April 10th, 2020 • New York Life Ins & Annuity Corp Var Univ Life Sep Acc I • New York

Please note: certain information has been excluded and replaced with [ ] in this exhibit because it is both (1) not material and (2) would likely cause competitive harm to the registrant if publicly disclosed.

Contract
Reinsurance Agreement • April 10th, 2020 • New York Life Ins & Annuity Corp Var Univ Life Sep Acc I • New York

Please note: certain informatioN has been excluded and replaced with [ ] in this exhibit because it is both (1) not material and (2) would likely cause competitive harm to the registrant if publicly disclosed.