0001193125-25-240868 Sample Contracts

Exzeo Group, Inc. [_____] Shares of Common Stock Underwriting Agreement
Underwriting Agreement • October 16th, 2025 • Exzeo Group, Inc. • Fire, marine & casualty insurance • New York

Exzeo Group, Inc., a Florida corporation (the “Company”), proposes to issue and sell to the several underwriters listed in Schedule 1 hereto (the “Underwriters”), for whom you are acting as representative (the “Representative”), an aggregate of [______] shares of common stock, par value $0.001 per share (the “Common Stock”), of the Company (the “Underwritten Shares”) and, at the option of the Underwriters, up to an additional [_____] shares of Common Stock of the Company (the “Option Shares”). The Underwritten Shares and the Option Shares are herein referred to as the “Shares.” The shares of Common Stock of the Company to be outstanding after giving effect to the sale of the Shares are referred to herein as the “Stock.”

SOFTWARE LICENSE AND SERVICES AGREEMENT
Software License and Services Agreement • October 16th, 2025 • Exzeo Group, Inc. • Fire, marine & casualty insurance • Florida

THIS SOFTWARE LICENSE AND SERVICES AGREEMENT (together with all exhibits and other attachments hereto, the “Agreement”) is executed on this March 1, 2021 with an effective date of March 1, 2021 (“Effective Date”), by and between Homeowners Choice Managers, Inc. (“HCM”) and Exzeo USA, Inc. (“Exzeo”)(each a “Party” and collectively the “Parties”).