foek; : Lokeh foosdkuan ;qok lqj{kk ;kstusckcr...
lanHkZ Ø. fofoea@2023–24@334 vR;ar egÙokps – ▇▇▇.▇▇= fnukad : 29@04@2024
izfr]
ek. izkpk;Z@lapkyd@foHkkxize[k] lkfo=hckbZ Qqyss iq.ks fo|kihBk’kh layfXur loZ egkfo|ky;s o ekU;rkizkIr ifjlaLFkk]
fo|kihB ifjljkrhy loZ ‘kS{kf.kd foHkkx] iq.ks.
foek; : ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ;qok lqj{kk ;kstusckcr...
lanHkZ : 1. mPp o ra= f’k{k.k foHkkx]‘▇▇▇▇▇▇.▇▇; Ø. ▇▇▇▇.▇▇ 2021@iz.Ø. 14@fo f’k 5] fn. 1χ vkWDVkscj] 2023
2. mPp o ra= f’k{k.k foHkkx]‘▇▇▇▇▇▇.▇▇; Ø. ▇▇▇▇.▇▇ 2021@iz.Ø. 14@fo f’k 5] fn. 28 uksOgsacj] 2023
3. mPp f'k{▇.▇ ▇▇▇▇▇▇▇▇;]egkjkeVª jkT; ;▇▇▇▇ ▇▇'kla@fofo@2023@efo–1@1χ243] fn. 0χ fMlsacj] 2023
4. ;k foHkkxkps fofoea@2023–24@400] fn. 29@12@2023 ps i=.
egksn;@egksn;k]
mijksä lanHkZ Ø. 1 vUo;s ‘kklu ▇▇.▇▇;kuqlkj jkT;krhy vd`ekh fo|kihBs rlsp layfXur egkfo|ky;@ifjlaLFksrhy fo|kF;kZalkBh ,SfPNd Lowikph fo|kFkhZ oS;fDrd vi?kkr foek ¼Personal Accident Insurance½ rlsp fo|kFkhZ oS|dh; foek ¼Medical Insurance½ ;kstuk ykxw dj.;kr vkyh vkgs.
mijksä lanHkZ Ø. 2 vUo;s ‘kklu ▇▇.▇▇;kuqlkj jkT;krhy vd`ekh fo|kihBs rlsp layfXur egkfo|ky;krhy fo|kF;kZalkBh ykxw dsysY;k lnj fo|kFkhZ oS;fDrd vi?kkr foek ¼Personal Accident Insurance½ rlsp fo|kFkhZ oS|dh; foek ¼Medical Insurance½ ;kstusps ^^Lokeh foosdkuan ;qok lqj{kk ;kstuk** vls ukedj.k dj.;kr vkys vkgs.
lnj ,SfPNd Lowikrhy ^Lokeh foosdkuan ;qok lqj{kk ;kstuk* njkckcrph ekfgrh [kkyhyizek.ks vkgs.
v.Ø. | daiuhps uko | fo|kFkhZ oS;fDrd vi?kkr foek 1 y{k lkBh izkIr U;qure nj ¼wi;s½ | fo|kFkhZ oS;fDrd vi?kkr foek 5 y{k lkBh izkIr U;qure nj ¼wi;s½ | fo|kFkhZ oS|dh; foek w. 2 y{k lkBh izkIr U;qure nj ¼wi;s½ |
1. | ICICI Lombard Insurance Company Ltd | 20 | – | – |
2. | National Insurance co. Ltd. | – | χ2 | – |
3. | ICICI Lombard Insurance Company Ltd | – | – | 422 |
mijksä lanHkZ Ø. 4 vUo;s vkiY;k egkfo|ky;@ifjlaLFkk@foHkkxkP;k loZ fo|kF;kZauk ;kckcr voxr dj.;kckcr vki.kkal dGfo.;kr vkys vkgs.
;k i=k}kjs vki.kkal iqu:'p dGfo.;kr ;srs dh] ^Lokeh foosdkuan ;qok lqj{kk ;kstus*ph ekfgrh vkiY;k egkfo|ky;@ifjlaLFkk@foHkkxkP;k izos'k ekfgrh iqfLrdsr] ekfgrhi=d] izos’kklaca/khP;k rRle izdk’kuka}kjs o vkiY;k ladsrLFkGkoj izos'kklanHkkZrhy ekfgrh leosr] ;kpcjkscj izos'kkP;k ▇▇▇▇.▇▇] eq[; lwpuk Qydkoj rlsp fo|kFkhZ ,d= ;sr vlrkr. ¼mnk. xazFkky;@okpud{k@oxZ[kksY;k@foJkarhx`g@migkjx`g@olfrx`g½ v’kk n’kZuh; Hkkxkr iznf’kZr dvu loZ fo|kF;kZauk ;kckcr voxr djkos. ;k laca/khps 'kklu ▇▇.▇▇; vkiY;k ekfgrhlkBh o mfpr dk;ZokghlkBh lkscr tksMys vkgs.
...2...
‘kklu funsZ’kkuqlkj lnj Lokeh foosdkuan ;qok lqj{kk ;kstusps uewn rDR;krhy fo|kFkhZ oS;fDrd vi?kkr foek ¼Personal Accident Insurance½ rlsp fo|kFkhZ oS|dh; foek ¼Medical Insurance½ ;kstuslanHkkZr loZ fo|kF;kZauk voxr dj.Ókkckcr lacaf/krkl lwfpr djkos. dGkos] gh fouarh.
lkscr : ojhyizek.ks.
¼MkW. vfHkthr dqyd.khZ½ lapkyd] ¼vfrfjDr dk;ZHkkj½ fo|kFkhZ fodkl eaMG
nwj/ouh Øekad 25χ22χ80]
25χ22χ84
lkfo=hckbZ Qqys iq.ks fo|kihB
¼iwohZps iq.ks fo|kihB½
fo|kFkhZ fodkl eaMG
x.ks’kf[kaM] iq.ks 411007
lanHkZ Ø. fofoea@2023–24@400 vR;ar egÙokps fnukad : 29@12@2023
izfr]
ek. izkpk;Z@lapkyd@foHkkxize[k]
lkfo=hckbZ Qqyss iq.ks fo|kihBk’kh layfXur
loZ egkfo|ky;s o ekU;rkizkIr ifjlaLFkk] fo|kihB ifjljkrhy loZ ‘kS{kf.kd foHkkx] iq.ks.
foek; : ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ;qok lqj{kk ;kstusckcr...
lanHkZ : 1. mPp o ra= f’k{k.k foHkkx]‘▇▇▇▇▇▇.▇▇; Ø. ▇▇▇▇.▇▇ 2021@iz.Ø. 14@fo f’k 5] fn. 1χ vkWDVkscj] 2023
2. mPp o ra= f’k{k.k foHkkx]‘▇▇▇▇▇▇.▇▇; Ø. ▇▇▇▇.▇▇ 2021@iz.Ø. 14@fo f’k 5] fn. 28 uksOgsacj] 2023
3. mPp f'k{▇.▇ ▇▇▇▇▇▇▇▇;]egkjkeVª jkT; ;▇▇▇▇ ▇▇'kla@fofo@2023@efo–1@1χ243] fn. 0χ fMlsacj] 2023
egksn;@egksn;k]
mijksä lanHkZ Ø. 1 vUo;s ‘kklu ▇▇.▇▇;kuqlkj jkT;krhy vd`ekh fo|kihBs rlsp layfXur egkfo|ky;@ifjlaLFksrhy fo|kF;kZalkBh ,SfPNd Lowikph fo|kFkhZ oS;fDrd vi?kkr foek ¼Personal Accident Insurance½ rlsp fo|kFkhZ oS|dh; foek ¼Medical Insurance½ ;kstuk ykxw dj.;kr vkyh vkgs.
mijksä lanHkZ Ø. 2 vUo;s ‘kklu ▇▇.▇▇;kuqlkj jkT;krhy vd`ekh fo|kihBs rlsp layfXur egkfo|ky;krhy fo|kF;kZalkBh ykxw dsysY;k lnj fo|kFkhZ oS;fDrd vi?kkr foek ¼Personal Accident Insurance½ rlsp fo|kFkhZ oS|dh; foek ¼Medical Insurance½ ;kstusps ^^Lokeh foosdkuan ;qok lqj{kk ;kstuk** vls ukedj.k dj.;kr vkys vkgs.
lnj ,SfPNd Lowikrhy ^Lokeh foosdkuan ;qok lqj{kk ;kstuk* njkckcrph ekfgrh [kkyhyizek.ks vkgs.
v.Ø. | daiuhps uko | fo|kFkhZ oS;fDrd vi?kkr foek 1 y{k lkBh izkIr U;qure nj ¼wi;s½ | fo|kFkhZ oS;fDrd vi?kkr foek 5 y{k lkBh izkIr U;qure nj ¼wi;s½ | fo|kFkhZ oS|dh; foek w. 2 y{k lkBh izkIr U;qure nj ¼wi;s½ |
1. | ICICI Lombard Insurance Company Ltd | 20 | – | – |
2. | National Insurance co. Ltd. | – | χ2 | – |
3. | ICICI Lombard Insurance Company Ltd | – | – | 422 |
^Lokeh foosdkuan ;qok lqj{kk ;kstus*ph ekfgrh vkiY;k egkfo|ky;@ifjlaLFkk@foHkkxkP;k izos'k ekfgrh iqfLrdsr] ekfgrhi=d] izos’kklaca/khP;k rRle izdk’kuka}kjs o vkiY;k ladsrLFkGkoj izos'kklanHkkZrhy ekfgrh leosr] ;kpcjkscj izos'kkP;k ▇▇▇▇.▇▇] eq[; lwpuk Qydkoj rlsp fo|kFkhZ ,d= ;sr vlrkr. ¼mnk. xazFkky;@okpud{k@oxZ[kksY;k@foJkarhx`g@migkjx`g@olfrx`g½ v’kk n’kZuh; Hkkxkr iznf’kZr dvu loZ fo|kF;kZauk
;kckcr voxr djkos. ;k laca/khps 'kklu ▇▇.▇▇; vkiY;k ekfgrhlkBh o mfpr dk;ZokghlkBh lkscr tksMys vkgs. ‘kklu funsZ’kkuqlkj lnj Lokeh foosdkuan ;qok lqj{kk ;kstusps uewn rDR;krhy fo|kFkhZ oS;fDrd vi?kkr
foek ¼Personal Accident Insurance½ rlsp fo|kFkhZ oS|dh; foek ¼Medical Insurance½ ;kstuslanHkkZr loZ fo|kF;kZauk voxr dj.Ókkckcr lacaf/krkl lwfpr djkos. dGkos] gh fouarh.
lkscr : ojhyizek.ks.
¼MkW. vfHkthr dqyd.khZ½ lapkyd] ¼vfrfjDr dk;ZHkkj½ fo|kFkhZ fodkl eaMG
अकृ षी विद्यापीठे तसेच संलग्नित महाविद्यालयातील विद्यार्थ्यांसाठी ियक्तीक अपघात विमा (Personal Accident Insurance) तसेच विद्यार्थी िद्यकीय विमा (Medical Insurance) योजिा लागू करणेबाबत.
महाराष्ट्र शासि
उच्च ि तंत्र वशक्षण विभाग,
शासि विणणय क्रमाक :- संकीणण 202१/प्र.क्र. 1४ / वि वश 5
हुतात्मा राजगुरु चौक, मादाम कामा मागण, मंत्रालय, मंबई ४०० ०३२,
वदिाक - १६ ऑक्टोबर , २०2३
संदभण : -१) उच्च ि तंत्र वशक्षण विभाग, शासि विणणय क्र. संकीणण २०२१/ प्र.क्र.१४/विवश५,
वदिाक 02 जूि, 2021.
प्रस्ताििा :
2)संचालक,उच्च शिक्षण संचालनालय, पुणे यांची
1) क्र. विवि २१३३/ प्र.क्र.२८/ मवि.०१ /9344, वद. 24/08/२०२3 तसेच
2) क्र. विवि २१३३/ प्र.क्र.२८/ मवि.०१ /१००२२, वद. 27/09/२०२3 ची पत्रे
उच्च ि तंत्र वशक्षण विभाग, शासि विणणय वदिाक 02 जूि, 2021 अन्िये, राज्यातील अकृ षी विद्यापीठे,
तंत्र विद्यापीठ ि अवििस्त महाविद्यालयाच्या विद्यार्थ्यांसाठी ििीि स्िरूपात “विद्यार्थी जीिि / अपघात विमा योजिा” लागू करण्यासाठी संचालक, उच्च वशक्षण याच्या अध्यक्षतेखाली सवमती गठीत करण्यात आली होती. सदर सवमतीच्या अहिालािुसार राज्यातील विद्यापीठीय ि महाविद्यालयीि विद्यार्थ्यासाठी “विद्यार्थी अपघात विमा” योजिा ििीि स्िरुपात लागु करण्यासंदभात, IRDAI परिािािारक एक अिुभिी सल्लागार िेमूि, त्यांिा या विषयाबाबत सखोल अभ्यास करूि अंमलबजािणी करण्यासारख्या बाबी तसेच त्यांच्या कायणपध्दतीबाबत अहिाल सादर करण्याबाबत कळविण्यात आले होते. संचालक उच्च वशक्षण यांिी, विविदा छाििी सवमतीिे तांवत्रक मुल्यमापि करूि गुणांकिाच्या आिारे “इग्न्टग्रेटेड वरस्क इन्शुरन्स ब्रोकर वलवमटेड” या विमा सल्लागार कं पिीची वििड के ली होती.
प्रस्तूत विद्यार्थी अपघात विमा योजिा संदभात विमा संचालिालय यांचे राज्यातील अकृ षी विद्यापीठे ि महाविद्यालयीि विद्यार्थ्यांसाठी प्रस्तावित करण्यात आलेली विद्यार्थी अपघात योजिा संदभात अवभप्राय घेण्यात आले होते.
शासि विणणय क्रमांकः संकीणण 202१/प्र.क्र. 1४ / वि वश 5
प्रस्तूत IRDAI परिािािारक सल्लागार तसेच विमा संचालिालय यांचे सुचिांिुसार अकृ षी विद्यापीठे तसेच
संलग्नित महाविद्यालये यर्थे विद्यार्थी ियक्तीक अपघात विमा ( Personal Accident Insurance) तसेच
विद्यार्थी िद्यकीय विमा (Medical Insurance) अंमलात आणण्यासाठी आयआरडीए परिािािारक विमा कं पिी
वििडण्यासाठी ई-विविदेद्वारे विविदा प्रवक्रया राबविण्यात आली. ई-विविदेमिील तरतूदींिुसार न्यितम विविदा
िारकासोबत दराबाबत िाटाघाटी करुि संचालक, उच्च वशक्षण यांिी सादर के लेल्या वद.27.09.2023 च्या प्रस्तािािुसार विद्यापीठ ि महाविद्यालयातील विद्यार्थ्यांसाठी अपघात विमा योजिा राबविण्याची बाब शासिाच्या विचारािीि होती.
शासि विणणय -
अकृ षी विद्यापीठे तसेच संलग्नित महाविद्यालयातील विद्यार्थ्यांसाठी “एैग्च्छक स्िरुपाची” विद्यार्थी
ियक्तीक अपघात विमा (Personal Accident Insurance ) तसेच विद्यार्थी िद्यकीय विमा (Medical Insurance ) खालीलप्रमाणे अंमलात आणणेबाबत सदर शासि विणणयान्िये मान्यता देण्यात येत आहे.
अ.क्र. | कं पिीचे िाि | विद्यार्थी ियै ग्क्तक अपघात विमा 1 लक्ष साठी प्राप्त न्युितम दर (रुपये) | विद्यार्थी ियै ग्क्तक अपघात विमा 5 लक्ष साठी प्राप्त न्युितम दर (रुपये) | विद्यार्थी िैद्यकीय विमा |
रु.2 लक्ष साठी प्राप्त न्युितम दर (रुपये) | ||||
1. | ICICI Lombard Insurance Company Ltd | 20 | --- | --- |
2. | National insurance co. Ltd. | --- | Ç2 | --- |
3. | ICICI Lombard Insurance Company Ltd | --- | --- | 422 |
२. तरी संबंवित विद्यापीठ तसेच संलग्नित महाविद्यालये याचेकडिू उपरोक्त िमूद तक्त्यातील
विविदािारकापैकी विमा दर तसेच विमा सरंक्षण याकवरता योनय िाटत असलेल्या विविदा िारक कं पिीची
वििड करुि “एैग्च्छक स्िरुपात” विद्यार्थी ियक्तीक अपघात विमा ( Personal Accident Insurance ) ि विद्यार्थी िद्यकीय विमा (Medical Insurance ) योजिा विद्यार्थ्यांसाठी लागू करािी.
३. अकृ षी विद्यापीठे तसेे़च संलग्नित महाविद्यालयातील विद्यार्थ्यांसाठी ियक्तीक अपघात विमा (Personal Accident Insurance) तसेच विद्यार्थी िद्यकीय विमा (Medical Insurance) अिुषंगािे सदरहू Insurance ची Eligibility, Benefits आवण Important Terms & Conditions संदभातील
महत्वाच्या मुदयाांची माहहती सोबत जोडलल्
या “प्रपत्र-अ” मध्ये िमूद करण्यात आली आहे. याबाबतची
पृष्ट्ठ 10 पैकी 2
शासि विणणय क्रमांकः संकीणण 202१/प्र.क्र. 1४ / वि वश 5
विस्तृत मावहती संचालक, उच्च वशक्षण संचालिालय पुणे याच संके तस्र्थळािर प्रवसध्द आली आहे.
ेकडूि ▇▇▇.▇▇▇▇▇▇▇.▇▇▇.▇▇ या
4. प्रस्तूत विद्यार्थी ियक्तीक अपघात विमा (Personal Accident Insurance ) तसेच विद्यार्थी िद्यकीय
विमा (Medical Insurance ) योजिेकवरता उपरोक्त िमूद तक्यातील कं पन्याचे विमा संरक्षण दर हे ३
िषाकवरता ग्स्र्थर असतील. सदर योजिा प्रभाविपणे अंमलात आणण्याकवरता तसेच या योजिां संदभात
प्राप्त होणारे आक्षप / तक्रारी / मागदण शिण याकवरता संचालक, उच्च वशक्षण संचालिालय , पुणे यािा
समन्िय अविकारी (Nodal Office) म्हणि प्राविकृ त करण्यात येत आह.े
5. हा शासि विणणय महाराष्ट्र शासिाच्या ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇.▇▇▇.▇▇ या संके तस्र्थळािर उपलब्ि
करण्यात आला असूि त्याचा संके ताक क्र. 2023101Ç1Ç57345508 असा आह.े सदरहू शासि विणणय
वडजीटल स्िाक्षरीिे साक्षवं कत करुि काढण्यात येत आहे.
महाराष्ट्राचे राज्यपाल यांच्या आदेशािुसार ि िािािे
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▇▇: c=IN, o=GOVERNMENT OF MAHARASHTRA, ou=HIGHER AND TECHNICAL EDUCATION DEPARTMENT, 2.5.4.20=deb455609479b6c7f30e7f1f9a8360c0f8600a542859e8fe229d6
BAWISKAR
ea333415e8d, postalCode=400032, st=Maharashtra, serialNumber=99EB928028DF71EBDFCD2898E209D499192AD3899261F EAD42F7D38A3141AB69, cn=AJIT ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇
Date: 2023.10.16 16:59:56 +05'30'
प्रवत,
मा. राज्यपाल तर्था कु लपती याच
( अवजत बाविस्कर )
उप सवचि, महाराष्ट्र शासि
े प्रिाि सवचि, ▇▇▇▇▇▇, मलबार वहल, मंबई.
मा.मुख्यमंत्री, याचे अप्पर मुख्य सवचि, मत्रालयं , मुंबई .
मा.उपमुख्यमंत्री (वित्त) यांचे प्रिाि सवचि, मंत्रालय , मंबई . मा. उपमुख्यमंत्री (गृह) यांचे प्रिाि सवचि, मंत्रालय , मंबु ई .
मा.मंत्री, उच्च ि तंत्र वशक्षण याचे खाजगी सवचि, मंत्रालय, मबं ई .
कु लगुरु / कु लसवचि, सिण अकृ वष विद्यापीठे, महाराष्ट्र राज्य,
प्रिाि सवचि, उच्च ि तंत्र वशक्षण याचे स्िीय सहायक, मत्रालयं , मबं ई,
संचालक, उच्च वशक्षण संचालिालय, महाराष्ट्र राज्य, पुणे.
संचालक, तंत्र वशक्षण संचालिालय, महाराष्ट्र राज्य, मंबई.
सिण विभागीय सह संचालक, उच्च वशक्षण, महाराष्ट्र राज्य.
विमा संचालक, विमा संचालिालय, गृहविमाण भिि (म्हाडा), िान्रे (पूि), मंबई.
महालेखापाल (लेखा ि अिुज्ञयता)- महाराष्ट्र १ ि २, मंबई/िागपूर.
महालेखापाल (लेखा परीक्षा)- महाराष्ट्र १ ि २, मंबई/ िागपूर.
वजल्हा कोषाविकारी, मंबई / पुण.े
ICICI Lombard Insurance Company Ltd., Mumbai.
National insurance co. Ltd ., Mumbai वििड िस्ती (विवश-5).
पृष्ट्ठ 10 पैकी 3
शासि विणणय क्रमांकः संकीणण 3○3१/प्र.क्र. Я४ / वि वश 5
(शासि विणणय क्रमाक
:- क्र. संकीणण 202१/प्र.क्र. 1४ / वि वश 5, वदिाक
-- प्रपत्र अ --
ЯÇ ऑक्टोबर , २०2३ सोबतचे सहपत्र )
1. Insurance Eligibility
PLAN A: MANDATORY COVERAGE (PERSONAL ACCIDENT INSURANCE) | ||
Particulars | Deliverables | |
Insured Details | Primary Insured Member: The Student studying under the colleges, institutions, universities which are affiliated, associated, administered, categorized under The Higher & Technical Education, Government of Maharashtra | |
Secondary Insured Member: One Parent or the Guardian as mentioned in the college enrolment / admission form | ||
The Unit Comprises of ONE (01) Primary Insured Member + ONE (01) Secondary Insured Member | ||
Sum Insured Ratio | Primary Member (Student): 20% | Secondary Member (Guardian): 80% |
Sum Insured Bifurcation (PER UNIT) | Primary Member (Student): Rs. 1,00,000 (Rupees One Lac only) | |
Secondary Member (Parent or Guardian): Rs. 4,00,000 (Rupees Four Lac only) | ||
Relationship Type | Non Employer-Employee | |
Policy Type | The Policy shall be on the ‘Named’ basis for ONE (01) Student as well as ONE (01) Parent or Guardian mentioned in the enrollment form of the respective educational institution The Insurance Company may ask the respective ‘Educational Institution’ to provide the data of the primary insured member and/or the secondary insured member during the enrolment and/or before the inception of the Insurance Policy. The Insurance company may also, at its discretion issue an ‘Unnamed’ policy based on the declaration provided by the respective educational institution | |
Enrollment Type | Non-Selection. The educational institution to provide a declaration (online or offline) for the coverage of ‘All-students’. No selection shall be permissible by the respective educational institution. The coverage is mandatory for all student(s) and their respective ONE (01) parent/ guardian | |
पृष्ट्ठ Я○ पैकी ð
शासि विणणय क्रमांकः संकीणण 3○3१/प्र.क्र. Я४ / वि वश 5
Total Sum Insured PER UNIT (Primary Insured Member + Secondary Insured Member) | Rs. 5 Lac (Rupees Five Lac) |
Mid-Term Addition Deletions | Permissible only to the students & their respective Parent/ Guardian by the means of ‘New Admission’. Deletion by the means of opting out of the educational institution |
Waiting Period | No Waiting Period. All Insured members are covered from Day One (01) in the policy |
Group Administrator | The educational institution shall be the Master Policy Holder of the Policy |
Geographical Boundary | The Policyshall be 24 x 7 World-wide cover |
PLAN B: OPTIONAL COVERAGE (MEDICLAIM POLICY) | |
Particulars | Deliverables |
Insured Details | Primary Insured Member: The Student studying under the colleges, institutions, universities which are affiliated, associated, administered, categorized under The Higher & Technical Education, Government of Maharashtra |
Sum Insured | The total sum insured per student is INR 2 Lacs (Rupees two lacs only) |
Relationship Type | Non Employer-Employee |
Policy Type | The Policy shall be on Named basis for ONE (01) student only. The Insurance company may ask the respective Educational Institution to provide the data of the primary insured member during the enrolment and / or before the inception of the insurance policy. |
Enrollment Type | Non-Selection. The educational institution to provide a declaration for the coverage of ‘All-students’. No selection shall be permissible by the respective educational institution. The coverage is mandatory for all student(s) and their respective ONE (01) parent/ guardian |
Mid-Term Addition Deletions | Permissible only to the students by the means of ‘New Admission’. Deletion by the means of opting out of the educational institution. |
Waiting Period | No Waiting Period. All Insured members are covered from Day One (01) in the policy |
Group Administrator | The educational institution shall be the Master Policy Holder of the Policy |
Geographical Boundary | The coverage shall be restricted to the Geographical Limits within the boundaries of Republic of India (National Coverage) |
पृष्ट्ठ Я○ पैकी 5
शासि विणणय क्रमांकः संकीणण 3○3१/प्र.क्र. Я४ / वि वश 5
2. Benefits. (Accidental Coverage)
PLAN -A: PERSONAL ACCIDENT INSURANCE | |||||
Accidental Coverage | Benefits | Compensation as % of the Capital Sum Insured | |||
Death Only/ Permanent Total Disability | 100% | ||||
Loss of One Limb or One Eye | 50% | ||||
Loss of Sight on Both Eyes | 100% | ||||
Loss of Both Hands and Or Loss of Both Feet | 100% | ||||
Loss of one hand and Loss of One foot | 100% | ||||
Loss of One Eye and One Hand | 100% | ||||
Child Education Grant | 10% of Capital Sum Insured | ||||
Partial Disablement due to Accident | Loss Covered | Percentage of Sum Insured | |||
1. | Loss of Use/ Physical Separation: One entire hand One entire foot Loss of Sight of one eye Loss of toes – all Great both phalanges Great – one phalanx Other than great if more than one toe lost | 50% 50% 50% 20% 5% 2% 1% | |||
2. | Loss of Use of both ears | 50% | |||
3. | Loss of Use of one ear | 20% | |||
4. | Loss of four fingers and thumb of one hand | 40% | |||
5. | Loss of four fingers | 35% | |||
6. | Loss of thumb Loss of both phalanges - one phalanx | 25% 10% | |||
7. | Loss of Index finger - three phalanges Loss of two phalanges Loss of one phalanx | 10% 8% 4% | |||
पृष्ट्ठ Я○ ▇▇▇▇ ▇
शासि विणणय क्रमांकः संकीणण 3○3१/प्र.क्र. Я४ / वि वश 5
Loss of middle finger – three phalanges | 6% | ||||
8. | Loss of two phalanges | 4% | |||
Loss of one phalanx | 2% | ||||
Loss of ring finger - three phalanges two | 5% | ||||
9. | phalanges | 4% | |||
one phalanx | 2% | ||||
Loss of little finger | 4% | ||||
10. | three phalanges two phalanges | 3% | |||
one phalanx | 2% | ||||
11. | Loss of metacarpus -first or second (additional) third, fourth or fifth (additional) | 3% 2% | |||
Percentage as | |||||
assessed by the | |||||
12. | Any other permanent partial disablement | independent Registered Medical | |||
Practitioner | |||||
Coverage Specifications | I. Accidental Death Benefit – The payment of Lumpsum amount to the nominee in the event of an accidental death of the beneficiary as described in the table above II. Accidental Permanent Disability Benefit - The payment of Lumpsum amount to the nominee in the event of an accidental permanent disability of the beneficiary as described in the table above III. Accidental Partial Disability Benefit- The payment of Lumpsum amount to the nominee in the event of an accidental partial disability of the beneficiary as described in the table above IV. Child Education Welfare / Children Education Grant - In the event of death or permanent total disablement of the Insured Parent/ Guardian due to an Accident as defined, the Insurance Company shall pay ‘Child Education Grant’ for the Student enrolled in the policy an additional compensation of a lumpsum pay out of10% of the Capital Sum Insured once per event, per policy period | ||||
पृष्ट्ठ Я○ पैकी 7
शासि विणणय क्रमांकः संकीणण 3○3१/प्र.क्र. Я४ / वि वश 5
V. Accidental Hospitalisation Benefit: A cashless hospitalisation benefit across the network of empanelled hospitals (Pan-India) in case of bodily injuries to the primary insured member or the secondary insured member the expenses towards the treatment during the hospitalization for up the maximum of INR 50,000/-(Primary Plus Secondary insured) floater amount Per policy period. In case of the hospitalization event at the non- network/ non-empanelled hospital, the insured can claim for the reimbursement of expenses from the Insurance Company towards the treatment undertaken at the hospitalisation due to accident. The policy shall cover only medicinal expenses including (not limited to); Room/ ICU Charges, Doctor’s Fees, Cost of Investigation, Pharmacy Charges, Nursing Charges. All non-medical expenses, consumables shall not be payable under the policy | |
PLAN B: OPTIONAL COVERAGE (MEDICLAIM POLICY) | |
Nature of Coverage | Pure Hospitalization Cover only. The proximate cause of hospitalization should be ‘Emergency’ in Nature. Any planned procedures, treatments, surgeries shall NOT be under the scope of cover under this policy |
Coverage Specifications | I. Cover Type: Hospitalization Only II. Admissibility: Cashless in Network Hospitals, Reimbursement in Non-Network Hospitals & Pre & Post Hospitalization Claims III. In-patient Hospitalization for Covid_19: Covered IV. Pre-Existing Conditions: Covered from Day One V. Waiver of 30 days, 1st Year Exclusion, 2nd Year Exclusion & 4th Year Exclusion VI. Class of Treatment: Private Room (subject to ▇▇▇▇▇▇ ▇▇▇) VII. Room Rent Restriction: 2% of Sum Insured for Normal & 4% for ICU VIII. Pre & Post Hospitalization: Medical Expenses arising 30 days Prior to Hospitalization & 60 days post hospitalization shall be payable IX. Ambulance Charges of INR 2000/- Per Hospitalization event shall be payable X. Dental Treatment: Payable only in case of an accident XI. Vision: LASIX, LASER Procedure, Corrective Treatments shall be payable for up to Rs. 25,000/- per eye in case if the corrective |
पृष्ट्ठ Я○ पैकी 8
शासि विणणय क्रमांकः संकीणण 3○3१/प्र.क्र. Я४ / वि वश 5
procedure is necessitated for the Insured with reciprocal length / corrective index of + - 7 Diopter XII. ▇▇▇▇▇ Treatment: In-patient hospitalization for ▇▇▇▇▇ Treatment shall be payable up to the base sum insured XIII. Claim Intimation: Not exceeding 7 days post hospitalization |
3. Important Terms and Conditions
General Terms & Conditions | I. The Terms & Conditions of the Tailor-made Personal Accident Insurance Policy under ‘Student Accident Insurance Scheme’ shall be governed by this Tender Document and ‘To-Be-Issued’ G.R, Tri- partite Agreement and/or the ‘Work Order’ issued to the shortlisted Insurance Company/ Insurance Companies. II. The Insurance Company shall issue the Insurance Policy in total conformity with the terms & conditions of this Tender Document. The Terms & Conditions which are not expressly agreed to in this document will not be binding on the insured. III. The claims shall be settled whether Approved, Repudiated or Shortfall within 21 days of the receipt of the Duly Completed Claim Form with the relevant documents. If there is any additional requirement in the insurance claim, the letter should be forwarded to the concerned claimant or the representative of the claimant along with the copy to the representative of the Integrated Risk Insurance Brokers Limited IV. The Claim Intimation shall be provided to the Insurance Company favorably within 15 days of the occurrence of the incident/ accident & No Later than 120 days of the occurrence of the incident/ accident. The Insurance Company shall NOT be responsible for payment of claims to the beneficiary for any claims submitted after 120 days from the date of Occurrence of Accident/ Incident V. After sanctioning the claim amount, the Insurance Company shall deposit the ‘Compensation’ in INR (Indian Rupees) within 15 days via NEFT/ RTGS/ IMPS or any other electronic mode of payment as permissible by the Banking Regulations. VI. In case of the Non-availability of the nominee as the Parent/ Guardian (Secondary Insured Member) on the Admission / Enrollment form, the benefit of insurance shall be provided upon |
पृष्ट्ठ Я○ पैकी 9
शासि विणणय क्रमांकः संकीणण 3○3१/प्र.क्र. Я४ / वि वश 5
the receipt of the ‘Legal Heir Certificate’ from the respective tahsildar / taluka-office/ district court or as deemed appropriate& amended by the relevant authority. VII. The extent of disability, whether Permanent Total, Partial, Temporary or any other shall be determined & validated by the Civil Surgeon of the Government which shall be final & binding upon the Insurance Company as well as the insured/ claimant. The entitlement of the compensation, benefit shall be in accordance with the certification by the Civil Surgeon of the Government. Any violations to the Claim Settlement methodology, timelines, dispute shall be resolved by the Nodal Agency (Integrated Risk Insurance Brokers Limited). The Nodal Agency shall take up the ‘unresolved disputes’ with the IRDA and/or the Ombudsman as deemed appropriate and necessary. | |
Policy Exclusions | I. Suicide or Attempt of Suicide II. Intentional Self Injury III. Pregnancy or Childbirth IV. Bleedings from the inner organs V. Aviation, other than as a passenger VI. Participation in Motor Rallies, Adventure Sports VII. War, including civil war VIII. Natural Death IX. Terrorism, except attack by Naxalites X. Any Accidental Event Under the influence of alcohol, drugs, psychotropic substances XI. Accidents Arising out of event of misfeasance XII. Nuclear Radiation or Nuclear Weapons Materials XIII. Murder by immediate beneficiary. |
पृष्ट्ठ Я○ पैकी Я○
अकृ षी विद्यापीठे तसेच संलग्नित महाविद्यालयातील विद्यार्थ्यांसाठी सुरु
के लल्या ियक्तीक अपघात विमा
योजिा तसेच विद्यार्थी िद्यकीय
योजिेस “स्िामी वििकािदं युिा सुरक्षा
योजिा” हे िाि देणेबाबत
महाराष्ट्र शासि
उच्च ि तंत्र वशक्षण विभाग,
शासि विणणय क्रमाक :- संकीणण 202१/प्र.क्र. 1४ / वि वश 5
हुतात्मा राजगुरु चौक, मादाम कामा मागण, मंत्रालय, मंबई ४०० ०३२,
वदिाक - २8 िोव्हबें र, २०2३
संदभण : - उच्च ि तंत्र वशक्षण विभाग, शासि विणणय क्र. संकीणण २०२१/ प्र.क्र.१४/विवश५,
प्रस्ताििा :
वदिाक
१६ ऑक्टोंबर २०२३
संदभाधीि शासि विणणयाद्वारे राज्यातील अकृ षी विद्यापीठे तसेच संलग्नित महाविद्यालयातील विद्यार्थ्यांसाठी एैग्च्िक स्िरुपाची विद्यार्थी ियक्तीक अपघात विमा (Personal Accident Insurance ) तसेच विद्यार्थी िद्यकीय विमा (Medical Insurance ) योजिा लागू
करण्यात आली आहे. युिकाच्या िच
ावरक शक्तीला जागृत करणारे स्िामी वििक
ािंद याच
▇▇▇▇ हे सिण युिकािा प्रेरणादायी असल्यािे त्याचा जन्मवदिस १२ जाििारीे रोजी दरिषी
“राष्ट्रीय युिक वदि” म्हणि
साजरा के ला जातो. या पार्श्णभम
ीिर शासिाची सदरहू विमा योजिा
महाविद्यालयीि युिक / युितींच्या स्िास्र्थाशी विगडीत असल्यािे सदर योजिेस “स्िामी
वििक
ािंद युिा सुरक्षा योजिा” असे िाि देण्याची बाब शासिाच्या विचाराधीि होती.
शासि विणणय -
वदिांक १६/१०/२०२३ रोजीच्या शासि विणणयाद्वारे राज्यातील अकृ षी विद्यापीठे तसेच
संलग्नित महाविद्यालयातील विद्यार्थ्यांसाठी लागू के लल्या विमा योजिेचे “स्िामी वििकािदं
युिा सुरक्षा योजिा” असे िामकरण करण्यात येत आहे. सदरहू बाब सिण अकृ षी विद्यापीठे तसेच
सदरहू अकृ षी विद्यापीठाच्या अंतगतण येणा-या महाविद्यालयाच्या विदशिासण आणण्यात यािी.
शासि विणणय क्रमांकः संकीणण 202१/प्र.क्र. 1४ / वि वश 5
२. हा शासि विणणय महाराष्ट्र शासिाच्या ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇.▇▇▇.▇▇ या संके तस्र्थळािर
उपलब्ध करण्यात आला असूि त्याचा संके ताक क्र. 202311281119311408 असा आहे.
सदरहू शासि विणणय वडजीटल स्िाक्षरीिे साक्षावं कत करुि काढण्यात येत आहे.
महाराष्ट्राचे राज्यपाल यांच्या आदेशािुसार ि िािािे
▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇
Digitally signed by ▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇: c=IN, o=GOVERNMENT OF MAHARASHTRA,
ou=HIGHER AND TECHNICAL EDUCATION DEPARTMENT, 2.5.4.20=deb455609479b6c7f30e7f1f9a8360c0f8600a54
2859e8fe229d6ea333415e8d, postalCode=400032, st=Maharashtra, serialNumber=99EB928028DF71EBDFCD2898E209D499 192AD3899261FEAD42F7D38A3141AB69, cn=AJIT ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇
Date: 2023.11.28 14:50:03 +05'30'
प्रवत,
मा. राज्यपाल तर्था कु लपती याच
( अवजत बाविस्कर ) उप सवचि, महाराष्ट्र शासि
े प्रधाि सवचि, ▇▇▇▇▇▇, मलबार वहल, मंबई.
मा.मुख्यमंत्री याचे अप्पर मुख्य सवचि, मत्रालयं , मबं ई .
मा.उपमुख्यमंत्री (वित्त) यांचे प्रधाि सवचि, मंत्रालय , मंबई . मा. उपमुख्यमंत्री (गृह) यांचे प्रधाि सवचि, मंत्रालय , मंबु ई .
मा.मंत्री, उच्च ि तंत्र वशक्षण याचे खाजगी सवचि, मंत्रालय, मबं ई .
कु लगुरु / कु लसवचि, सिण अकृ वष विद्यापीठे, महाराष्ट्र राज्य,
प्रधाि सवचि, उच्च ि तंत्र वशक्षण याचे स्िीय सहायक, मत्रालयं , मबं ई,
संचालक, उच्च वशक्षण संचालिालय, महाराष्ट्र राज्य, पुणे.
संचालक, तंत्र वशक्षण संचालिालय, महाराष्ट्र राज्य, मंबई.
सिण विभागीय सह संचालक, उच्च वशक्षण, महाराष्ट्र राज्य
विमा संचालक, विमा संचालिालय, गृहविमाण भिि (म्हाडा), िान्रे (पूि), मंबई.
महालेखापाल (लेखा ि अिुज्ञयता)- महाराष्ट्र १ ि २, मंबई/िागपूर,
महालेखापाल (लेखा परीक्षा)- महाराष्ट्र १ ि २, मंबई/ िागपूर,
वजल्हा कोषावधकारी, मंबई / पुण,े
ICICI Lombard Insurance Company Ltd., Mumbai.
National insurance co. Ltd ., Mumbai वििड िस्ती (विवश-5).
पृष्ट्ठ 2 पैकी 2