Common use of Additional Cards Clause in Contracts

Additional Cards. The person who originally requested and was issued a Card under this Agreement is referred to in this Agreement as the “Primary Cardholder,” and each person to whom we issue a Card at the Primary Cardholder’s request is called an “Additional Cardholder.” When the Primary Cardholder and any Additional Cardholders are referred to together, they are called “Cardholders.” The Primary Cardholder may request us to issue an additional Card to another person. If we approve the request, we will mail the additional Card to the address of the Additional Cardholder specified by the Primary Cardholder or, if no address is specified, to the mailing address of the Primary Cardholder shown on our records. Only the Primary Cardholder may request us to issue a Card to another person or change the mailing address of the Primary Cardholder. An Additional Cardholder may, however, request us to issue a replacement Card to him or her. We may require the Primary Cardholder to authorize the issuance of any Card to any Additional Cardholder in person at one of our offices. Each Additional Cardholder must meet our requirements for the issuance of a Card and the requirements imposed by law. The Primary Cardholder and every Additional Cardholder hereby appoint each other as his or her agent and grant to each agent authority to do all acts that the person granting the authority could do in connection with a Card or this Agreement, except that only the Primary Cardholder, and no agent acting as such, may authorize the issuance of a Card to an Additional Cardholder, cancel a Card issued to an Additional Cardholder, or change the mailing address of the Primary Cardholder. We may limit the number of Additional Cardholders and may set reasonable restrictions and limitations intended to protect the security of funds loaded on Cards. The Cardholders agree and acknowledge that no notice of the issuance of any Card to an Additional Cardholder will be given to any other Additional Cardholders, that no prior notice of the use of any Card by any of the other Cardholders will be given to any of them, and that none of them will have any right or opportunity to object to or reverse the use of any Card by any of the other Cardholders. Each Card issued to any Additional Cardholder will be subject to the “List of All Fees” at the beginning of this Agreement, and all funds loaded by the Primary Cardholder and/or by any Additional Cardholder will be combined on the Cards and will be available for use by any or all Cardholders and for the payment of fees and charges payable by any or all Cardholders. Subject to the terms and conditions of this Agreement, any and all Cardholders may spend and withdraw without restriction any and all funds loaded on the Cards, and any and all Cardholders will have the ability to access the online record of transactions made by use of any Card and funds loaded on any Card by any of them. Funds loaded on the Cards may become subject to authorization holds for transactions initiated by any of the Cardholders. The obligations, waivers and consents of the Primary Cardholder under this Agreement extend to those arising from or related to the possession, use, or loading of all Cards issued in connection with this Agreement. If one or more Cards have been issued to one or more Additional Cardholders, in the event of a conflict between any provision of this section and any provision contained in another section of this Agreement, the provisions of this section will control.

Additional Cards. 12.1 With respect to other multiple Cards or Card Accounts, the holder of any Add-on Credit Card on the Account and the primary Cardholder authorising its issuance are jointly and severally bound by these terms and conditions and the primary Cardholder assumes all liability for all charges incurred by the add-on cardholder. 12.2 The person who originally requested facility of an Add-On Card is a special facility offered at a fee/rate, and was issued a Card under this Agreement is referred to in this Agreement as the “Primary Cardholder,” and each person to whom we issue a Card at the Primary Cardholder’s request is called an “Additional Cardholder.” When the Primary Cardholder and any Additional Cardholders are referred to together, they are called “Cardholders.” The Primary Cardholder may request us to issue an additional Card to another person. If we approve the request, we will mail the additional Card to the address continuation of credit facilities of the Additional Cardholder specified by the Primary Cardholder or, if no address is specified, to the mailing address Add-On Card will be dependent on continuation or credit status of the Primary Cardholder shown or Card Account(s). 12.3 Card(s), whether Primary or Add-On, will not be issued to any person less than 18 years of age. 12.4 IndusInd Bank reserves the right to issue different types of Card(s)-Classic, Gold, Platinum, Signature, Miles and More and other co-branded cards-at its sole discretion. Card(s) different from those issued to the primary Cardholder may be issued to the Add-on our recordsCardholder as per the Bank's policy. 12.5 The issue of such Add-On Cards would be on the expressed understanding that the Primary Cardholder would be fully liable and responsible for payment of all charges incurred on these Add-On Card(s) issued for the benefit of the Add-On Cardholder(s). 12.6 The Additional Cards will have a specified limit which will be a sub-limit of the limit set by IndusInd Bank for the Primary Cardholder or Card Account and allocated to each of them based on the initial instructions from the Primary Cardholder. These limits may be revised upwards or downwards on subsequent instructions of the Primary Cardholder but at the sole discretion of IndusInd Bank. 12.7 Add-On Cardholders will not be eligible for any insurance benefits with the exception of Lost/Stolen Card Insurance or unless specifically offered by the Bank under a product programme or promotion. 12.8 In case the Primary Card is a MasterCard all the Add-On Cards issued will be associated with MasterCard alone. This rule will also apply to VISA Cards/American Express Global Network Cards, i.e., both Primary and Add-On Cardholders will be issued VISA Cards/American Express Cards as the case may be. 12.9 Add-On Card(s) would accrue Reward Points as per the Reward Point scheme attached to the card type issued to them irrespective of the Reward Point Scheme applicable on the primary Card. Only the Primary Cardholder may request us is entitled to issue a Card redeem the Rewards Points and agrees to another person or hold IndusInd Bank harmless in case of any disputes in this matter. 12.10 IndusInd Bank reserves the right to change the mailing address type of Add-On Card(s) offered or issued at any time without prior notice to either the Primary Cardholder. An Additional Cardholder may, however, request us to issue a replacement Card to him or her. We may require the Primary Cardholder to authorize the issuance of any Card to any Additional Cardholder in person at one of our offices. Each Additional Cardholder must meet our requirements for the issuance of a Card and the requirements imposed by law. The Primary Cardholder and every Additional Cardholder hereby appoint each other as his or her agent and grant to each agent authority to do all acts that the person granting the authority could do in connection with a Card or this Agreement, except that only the Primary Cardholder, and no agent acting as such, may authorize the issuance of a Card to an Additional Cardholder, cancel a Card issued to an Additional Cardholder, or change the mailing address of the Primary Cardholder. We may limit the number of Additional Cardholders and may set reasonable restrictions and limitations intended to protect the security of funds loaded on Cards. The Cardholders agree and acknowledge that no notice of the issuance of any Card to an Additional Cardholder will be given to any other Additional Add-On Cardholders, that no prior notice of the use of any Card by any of the other Cardholders will be given to any of them, and that none of them will have any right or opportunity to object to or reverse the use of any Card by any of the other Cardholders. Each Card issued to any Additional Cardholder will be subject to the “List of All Fees” at the beginning of this Agreement, and all funds loaded by the Primary Cardholder and/or by any Additional Cardholder will be combined on the Cards and will be available for use by any or all Cardholders and for the payment of fees and charges payable by any or all Cardholders. Subject to the terms and conditions of this Agreement, any and all Cardholders may spend and withdraw without restriction any and all funds loaded on the Cards, and any and all Cardholders will have the ability to access the online record of transactions made by use of any Card and funds loaded on any Card by any of them. Funds loaded on the Cards may become subject to authorization holds for transactions initiated by any of the Cardholders. The obligations, waivers and consents of the Primary Cardholder under this Agreement extend to those arising from or related to the possession, use, or loading of all Cards issued in connection with this Agreement. If one or more Cards have been issued to one or more Additional Cardholders, in the event of a conflict between any provision of this section and any provision contained in another section of this Agreement, the provisions of this section will control.

Additional Cards. The person who originally requested and was issued a Card under this Agreement is referred to in this Agreement as the “Primary Cardholder,” and each person to whom we issue a Card at the Primary Cardholder’s request is called an “Additional Cardholder.” When the Primary Cardholder and any the Additional Cardholders Cardholder(s) are referred to together, together they are called “Cardholders.” The Primary Cardholder may request us to issue an additional Card to another person. If we approve the request, we will mail the additional Card to the address of the Additional Cardholder specified by the Primary Cardholder or, if no address is specified, to the mailing address of the Primary Cardholder shown on our records. Only the Primary Cardholder may request us to issue a Card to another person or change the mailing address of the Primary Cardholder. An Additional Cardholder may, however, request us to issue a replacement Card to him or her. We may require the Primary Cardholder to authorize the issuance of any Card to any Additional Cardholder in person at one of our offices. Each Additional Cardholder must meet our requirements for the issuance of a Card and the requirements imposed by law. The Primary Cardholder and every Additional Cardholder hereby appoint each other as his or her agent and grant to each agent authority to do all acts that the person granting the authority could do in connection with a Card or this Agreement, except that only the Primary Cardholder, and no agent acting as such, may authorize the issuance of a Card to an Additional Cardholder, cancel a Card issued to an Additional Cardholder, or change the mailing address of the Primary Cardholder. We may limit the number of Additional Cardholders and may set reasonable restrictions and limitations intended to protect the security of funds loaded on Cards. The Cardholders agree and acknowledge that no notice of the issuance of any Card to an Additional Cardholder will be given to any other Additional Cardholders, that no prior notice of the use of any Card by any of the other Cardholders will be given to any of them, and that none of them will have any right or opportunity to object to or reverse the use of any Card by any of the other Cardholders. Each Important Notice: Access to funds loaded on a Card issued is not limited to the person who loaded the funds. The Primary Cardholder and any Additional Cardholder will be subject may use his or her Card to the “List of All Fees” at the beginning of this Agreement, and all funds loaded by the Primary Cardholder and/or by any Additional Cardholder will be combined on the Cards and will be available for use by any spend or all Cardholders and for the payment of fees and charges payable by any or all Cardholders. Subject to the terms and conditions of this Agreement, any and all Cardholders may spend and withdraw without restriction any and all funds loaded on the Cards, and any and all Cardholders will have the ability to access the online record of transactions made by use of any Card and funds loaded on any a Card by any of them. Funds loaded on the Cards may become subject to authorization holds for transactions initiated by any of the Cardholders. The obligations, waivers and consents of the Primary Cardholder under this Agreement extend to those arising from or related any Additional Cardholder at any time, without regard to the possession, use, or loading source of all Cards issued in connection with this Agreement. If one or more Cards have been issued to one or more Additional Cardholders, in the event of a conflict between any provision of this section and any provision contained in another section of this Agreement, the provisions of this section will controlfunds.

Additional Cards. 12.1 With respect to other multiple Cards or Card Accounts, the holder of any Add-on Credit Card on the Account and the primary Cardholder authorising its issuance are jointly and severally bound by these terms and conditions and the primary Cardholder assumes all liability for all charges incurred by the add-on cardholder. 12.2 The person who originally requested facility of an Add-On Card is a special facility offered at a fee/rate, and was issued a Card under this Agreement is referred to in this Agreement as the “Primary Cardholder,” and each person to whom we issue a Card at the Primary Cardholder’s request is called an “Additional Cardholder.” When the Primary Cardholder and any Additional Cardholders are referred to together, they are called “Cardholders.” The Primary Cardholder may request us to issue an additional Card to another person. If we approve the request, we will mail the additional Card to the address continuation of credit facilities of the Additional Cardholder specified by the Primary Cardholder or, if no address is specified, to the mailing address Add-On Card will be dependent on continuation or credit status of the Primary Cardholder shown or Card Account(s). 12.3 Card(s), whether Primary or Add-On, will not be issued to any person less than 18 years of age. 12.4 IndusInd Bank reserves the right to issue different types of Card(s)-Classic, Gold, Platinum, Signature, Miles and More and other co-branded cards-at its sole discretion. Card(s) different from those issued to the primary Cardholder may be issued to the Add-on our recordsCardholder as per the Bank's policy. 12.5 The issue of such Add-On Cards would be on the expressed understanding that the Primary Cardholder would be fully liable and responsible for payment of all charges incurred on these Add-On Card(s) issued for the benefit of the Add-On Cardholder(s). 12.6 The Additional Cards will have a specified limit which will be a sub-limit of the limit set by IndusInd Bank for the Primary Cardholder or Card Account and allocated to each of them based on the initial instructions from the Primary Cardholder. These limits may be revised upwards or downwards on subsequent instructions of the Primary Cardholder but at the sole discretion of IndusInd Bank. 12.7 Add-On Cardholders will not be eligible for any insurance benefits with the exception of Lost/Stolen Card Insurance or unless specifically offered by the Bank under a product programme or promotion. 12.8 In case the Primary Card is a MasterCard all the Add-On Cards issued will be associated with MasterCard alone. This rule will also apply to VISA Cards/American Express Global Network Cards, i.e., both Primary and Add-On Cardholders will be issued VISA Cards/American Express Cards as the case may be. 12.9 Add-On Card(s) would accrue Reward Points as per the Reward Point scheme attached to the card type issued to them irrespective of the Reward Point Scheme applicable on the primary Card. Only the Primary Cardholder may request us is entitled to issue a Card redeem the Rewards Points and agrees to another person or hold IndusInd Bank harmless in case of any disputes in this matter. 12.10 IndusInd Bank reserves the right to change the mailing address type of Add-On Card(s) offered or issued at any time without prior notice to either the Primary Cardholder. An Additional Cardholder may, however, request us to issue a replacement Card to him or her. We Add-On Cardholders. 12.11 Add-on Cards may require be issued by the Bank on instructions from the Primary Cardholder to authorize the issuance of any Card to any Additional Cardholder in person at one of our offices. Each Additional Cardholder must meet our requirements for the issuance of a Card and the requirements imposed by law. The Primary Cardholder and every Additional Cardholder hereby appoint each other as his writing through an application or her agent and grant to each agent authority to do all acts that the person granting the authority could do in connection with a Card or this Agreement, except that only the Primary Cardholder, and no agent acting as such, may authorize the issuance of a Card to an Additional Cardholder, cancel a Card issued to an Additional Cardholder, or change the mailing address of the Primary Cardholder. We may limit the number of Additional Cardholders and may set reasonable restrictions and limitations intended to protect the security of funds loaded on Cards. The Cardholders agree and acknowledge that no notice of the issuance of any Card to an Additional Cardholder will be given to any other Additional Cardholders, that no prior notice of the use of any Card by any of the other Cardholders will be given to any of them, and that none of them will have any right or opportunity to object to or reverse the use of any Card by any of the other Cardholders. Each Card issued to any Additional Cardholder will be subject to the “List of All Fees” at the beginning of this Agreement, and all funds loaded modes as specified by the Primary Cardholder and/or by any Additional Cardholder will be combined on the Cards and will be available for use by any or all Cardholders and for the payment of fees and charges payable by any or all Cardholders. Subject to the terms and conditions of this Agreement, any and all Cardholders may spend and withdraw without restriction any and all funds loaded on the Cards, and any and all Cardholders will have the ability to access the online record of transactions made by use of any Card and funds loaded on any Card by any of them. Funds loaded on the Cards may become subject to authorization holds for transactions initiated by any of the Cardholders. The obligations, waivers and consents of the Primary Cardholder under this Agreement extend to those arising Bank from or related to the possession, use, or loading of all Cards issued in connection with this Agreement. If one or more Cards have been issued to one or more Additional Cardholders, in the event of a conflict between any provision of this section and any provision contained in another section of this Agreement, the provisions of this section will controltime-to-time.

Additional Cards. 12.1 With respect to other multiple Cards or Card Accounts, the holder of any Add-on Credit Card on the Account and the primary Cardholder authorising its issuance are jointly and severally bound by these terms and conditions and the primary Cardholder assumes all liability for all charges incurred by the add-on cardholder. 12.2 The person who originally requested facility of an Add-On Card is a special facility offered at a fee/rate, and was issued a Card under this Agreement is referred to in this Agreement as the “Primary Cardholder,” and each person to whom we issue a Card at the Primary Cardholder’s request is called an “Additional Cardholder.” When the Primary Cardholder and any Additional Cardholders are referred to together, they are called “Cardholders.” The Primary Cardholder may request us to issue an additional Card to another person. If we approve the request, we will mail the additional Card to the address continuation of credit facilities of the Additional Cardholder specified by the Primary Cardholder or, if no address is specified, to the mailing address Add- On Card will be dependent on continuation or credit status of the Primary Cardholder shown or Card Account(s). 12.3 Card(s), whether Primary or Add-On, will not be issued to any person less than 18 years of age. 12.4 IndusInd Bank reserves the right to issue different types of Card(s)-Classic, Gold, Platinum, Signature, Miles and More and other co-branded cards-at its sole discretion. Card(s) different from those issued to the primary Cardholder may be issued to the Add-on our recordsCardholder as per the Bank's policy. 12.5 The issue of such Add-On Cards would be on the expressed understanding that the Primary Cardholder would be fully liable and responsible for payment of all charges incurred on these Add-On Card(s) issued for the benefit of the Add-On Cardholder(s). 12.6 The Additional Cards will have a specified limit which will be a sub-limit of the limit set by IndusInd Bank for the Primary Cardholder or Card Account and allocated to each of them based on the initial instructions from the Primary Cardholder. These limits may be revised upwards or downwards on subsequent instructions of the Primary Cardholder but at the sole discretion of IndusInd Bank. 12.7 Add-On Cardholders will not be eligible for any insurance benefits with the exception of Lost/Stolen Card Insurance or unless specifically offered by the Bank under a product programme or promotion. 12.8 In case the Primary Card is a MasterCard all the Add-On Cards issued will be associated with MasterCard alone. This rule will also apply to VISA Cards/American Express Global Network Cards, i.e., both Primary and Add-On Cardholders will be issued VISA Cards/American Express Cards as the case may be. 12.9 Add-On Card(s) would accrue Reward Points as per the Reward Point scheme attached to the card type issued to them irrespective of the Reward Point Scheme applicable on the primary Card. Only the Primary Cardholder may request us is entitled to issue a Card redeem the Rewards Points and agrees to another person or hold IndusInd Bank harmless in case of any disputes in this matter. 12.10 IndusInd Bank reserves the right to change the mailing address type of Add-On Card(s) offered or issued at any time without prior notice to either the Primary Cardholder. An Additional Cardholder may, however, request us to issue a replacement Card to him or her. We may require the Primary Cardholder to authorize the issuance of any Card to any Additional Cardholder in person at one of our offices. Each Additional Cardholder must meet our requirements for the issuance of a Card and the requirements imposed by law. The Primary Cardholder and every Additional Cardholder hereby appoint each other as his or her agent and grant to each agent authority to do all acts that the person granting the authority could do in connection with a Card or this Agreement, except that only the Primary Cardholder, and no agent acting as such, may authorize the issuance of a Card to an Additional Cardholder, cancel a Card issued to an Additional Cardholder, or change the mailing address of the Primary Cardholder. We may limit the number of Additional Cardholders and may set reasonable restrictions and limitations intended to protect the security of funds loaded on Cards. The Cardholders agree and acknowledge that no notice of the issuance of any Card to an Additional Cardholder will be given to any other Additional Add-On Cardholders, that no prior notice of the use of any Card by any of the other Cardholders will be given to any of them, and that none of them will have any right or opportunity to object to or reverse the use of any Card by any of the other Cardholders. Each Card issued to any Additional Cardholder will be subject to the “List of All Fees” at the beginning of this Agreement, and all funds loaded by the Primary Cardholder and/or by any Additional Cardholder will be combined on the Cards and will be available for use by any or all Cardholders and for the payment of fees and charges payable by any or all Cardholders. Subject to the terms and conditions of this Agreement, any and all Cardholders may spend and withdraw without restriction any and all funds loaded on the Cards, and any and all Cardholders will have the ability to access the online record of transactions made by use of any Card and funds loaded on any Card by any of them. Funds loaded on the Cards may become subject to authorization holds for transactions initiated by any of the Cardholders. The obligations, waivers and consents of the Primary Cardholder under this Agreement extend to those arising from or related to the possession, use, or loading of all Cards issued in connection with this Agreement. If one or more Cards have been issued to one or more Additional Cardholders, in the event of a conflict between any provision of this section and any provision contained in another section of this Agreement, the provisions of this section will control.

Additional Cards. 12.1 With respect to other multiple Cards or Card Accounts, the holder of any Add-on Credit Card on the Account and the primary Cardholder authorising its issuance are jointly and severally bound by these terms and conditions and the primary Cardholder assumes all liability for all charges incurred by the add-on cardholder. 12.2 The person who originally requested facility of an Add-On Card is a special facility offered at a fee/rate, and was issued a Card under this Agreement is referred to in this Agreement as the “Primary Cardholder,” and each person to whom we issue a Card at the Primary Cardholder’s request is called an “Additional Cardholder.” When the Primary Cardholder and any Additional Cardholders are referred to together, they are called “Cardholders.” The Primary Cardholder may request us to issue an additional Card to another person. If we approve the request, we will mail the additional Card to the address continuation of credit facilities of the Additional Cardholder specified by the Primary Cardholder or, if no address is specified, to the mailing address Add- On Card will be dependent on continuation or credit status of the Primary Cardholder shown or Card Account(s). 12.3 Card(s), whether Primary or Add-On, will not be issued to any person less than 18 years of age. 12.4 IndusInd Bank reserves the right to issue different types of Card(s)-Classic, Gold, Platinum, Signature, Miles and More and other co-branded cards-at its sole discretion. Card(s) different from those issued to the primary Cardholder may be issued to the Add-on our recordsCardholder as per the Bank's policy. 12.5 The issue of such Add-On Cards would be on the expressed understanding that the Primary Cardholder would be fully liable and responsible for payment of all charges incurred on these Add-On Card(s) issued for the benefit of the Add-On Cardholder(s). 12.6 The Additional Cards will have a specified limit which will be a sub-limit of the limit set by IndusInd Bank for the Primary Cardholder or Card Account and allocated to each of them based on the initial instructions from the Primary Cardholder. These limits may be revised upwards or downwards on subsequent instructions of the Primary Cardholder but at the sole discretion of IndusInd Bank. 12.7 Add-On Cardholders will not be eligible for any insurance benefits with the exception of Lost/Stolen Card Insurance or unless specifically offered by the Bank under a product programme or promotion. 12.8 In case the Primary Card is a MasterCard all the Add-On Cards issued will be associated with MasterCard alone. This rule will also apply to VISA Cards/American Express Global Network Cards, i.e., both Primary and Add-On Cardholders will be issued VISA Cards/American Express Cards as the case may be. 12.9 Add-On Card(s) would accrue Reward Points as per the Reward Point scheme attached to the card type issued to them irrespective of the Reward Point Scheme applicable on the primary Card. Only the Primary Cardholder may request us is entitled to issue a Card redeem the Rewards Points and agrees to another person or hold IndusInd Bank harmless in case of any disputes in this matter. 12.10 IndusInd Bank reserves the right to change the mailing address type of Add-On Card(s) offered or issued at any time without prior notice to either the Primary Cardholder. An Additional Cardholder may, however, request us to issue a replacement Card to him or her. We Add-On Cardholders. 12.11 Add-on Cards may require be issued by the Bank on instructions from the Primary Cardholder to authorize the issuance of any Card to any Additional Cardholder in person at one of our offices. Each Additional Cardholder must meet our requirements for the issuance of a Card and the requirements imposed by law. The Primary Cardholder and every Additional Cardholder hereby appoint each other as his writing through an application or her agent and grant to each agent authority to do all acts that the person granting the authority could do in connection with a Card or this Agreement, except that only the Primary Cardholder, and no agent acting as such, may authorize the issuance of a Card to an Additional Cardholder, cancel a Card issued to an Additional Cardholder, or change the mailing address of the Primary Cardholder. We may limit the number of Additional Cardholders and may set reasonable restrictions and limitations intended to protect the security of funds loaded on Cards. The Cardholders agree and acknowledge that no notice of the issuance of any Card to an Additional Cardholder will be given to any other Additional Cardholders, that no prior notice of the use of any Card by any of the other Cardholders will be given to any of them, and that none of them will have any right or opportunity to object to or reverse the use of any Card by any of the other Cardholders. Each Card issued to any Additional Cardholder will be subject to the “List of All Fees” at the beginning of this Agreement, and all funds loaded modes as specified by the Primary Cardholder and/or by any Additional Cardholder will be combined on the Cards and will be available for use by any or all Cardholders and for the payment of fees and charges payable by any or all Cardholders. Subject to the terms and conditions of this Agreement, any and all Cardholders may spend and withdraw without restriction any and all funds loaded on the Cards, and any and all Cardholders will have the ability to access the online record of transactions made by use of any Card and funds loaded on any Card by any of them. Funds loaded on the Cards may become subject to authorization holds for transactions initiated by any of the Cardholders. The obligations, waivers and consents of the Primary Cardholder under this Agreement extend to those arising Bank from or related to the possession, use, or loading of all Cards issued in connection with this Agreement. If one or more Cards have been issued to one or more Additional Cardholders, in the event of a conflict between any provision of this section and any provision contained in another section of this Agreement, the provisions of this section will controltime-to-time.