USING YOUR ACCOUNT Clause Samples
The "Using Your Account" clause defines the rules and responsibilities associated with accessing and operating a user account on a service or platform. It typically outlines who may use the account, what activities are permitted or prohibited, and any requirements for maintaining account security, such as keeping login credentials confidential. This clause ensures that users understand their obligations and helps prevent unauthorized access or misuse, thereby protecting both the user and the service provider.
USING YOUR ACCOUNT. If you are approved for an account, the Credit Union will establish a line of credit for you. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus "other charges") which you will have outstanding on your account at any time. Unless disclosed otherwise, the Credit Union will not allow advances over the credit limit. If the Credit Union has a program whereby it allows payment of advances that exceed your credit limit, subject to a fee, the Credit Union will provide you with notice, either orally, in writing, or electronically (notwithstanding the requirements of the paragraph entitled “Statements and Notices”) explaining your right to opt in to the Credit Union’s program whereby it will honor advance requests over the credit limit. In the event you opt in to such a program, you agree to the terms of such a program. You may request an increase in your credit limit only by a method acceptable to the Credit Union. The Credit Union may increase or decrease your credit limit, refuse to make an advance and/or terminate your account at any time for any reason not prohibited by law. If you are permitted to obtain cash advances on your account, we may, from time to time, issue convenience checks to you that may be drawn on your account. Convenience checks may not be used to make a payment on your account balance. If you use a convenience check, it will be posted to your account as a cash advance. We reserve the right to refuse to pay a convenience check drawn on your account for any reason and such refusal shall not constitute wrongful dishonor.
USING YOUR ACCOUNT. If you are approved for an Account, Credit Union will establish a line of credit for you and notify you of your credit limit. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus “other charges”) that you will have outstanding on your Account at any time. If you are over your credit limit, you must pay the amount you are over before payments will begin to restore your credit limit. You may request an increase in your credit limit only by a method acceptable to Credit Union. Credit Union has the right to reduce your credit limit, refuse to make an advance and/or terminate your Account at any time for any reason not prohibited by law.
USING YOUR ACCOUNT. By using the Account or keeping the Card, You agree to the terms of this Agreement. You agree to use Your Account in accordance with this Agreement. Your Account must only be used for lawful transactions.
USING YOUR ACCOUNT. If you are approved for an Account, the Credit Union will establish a line of credit for you and notify you of your credit limit. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus "other charges") that you will have outstanding on your Account at any time. Each payment you make to your Account will restore your credit limit by the amount of the payment, unless you are over your credit limit. If you are over your credit limit, you must pay the amount you are over before payments will begin to restore your credit limit. You may request an increase in your credit limit only by a method acceptable to the Credit Union. The Credit Union has the right to reduce your credit limit, refuse to make an advance and/or terminate your Account at any time for any reason not prohibited by law.
USING YOUR ACCOUNT. If you are approved for an account, the Credit Union will establish a line of credit for you. The amount of your credit limit is set forth on the Addendum accompanying this Agreement. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus "other charges") that you will have outstanding on your account at any time. If you exceed your credit limit, you must pay the amount you are over your limit plus any fees and unpaid finance charges before payments will begin to restore your credit limit. In addition, a fee may be imposed for exceeding your credit limit. You may request an increase in your credit limit only by a method acceptable to the Credit Union. The Credit Union may increase or decrease your credit limit, refuse to make an advance and/or terminate your account at any time for any reason not prohibited by law. If you are permitted to obtain cash advances on your account, we may from time to time issue convenience checks to you that may be drawn on your account. Convenience checks may not be used to make a payment on your account balance. If you use a convenience check it will be posted to your account as a cash advance. We reserve the right to refuse to pay a convenience check drawn on your account for any reason and such refusal shall not constitute wrongful dishonor.
USING YOUR ACCOUNT. If you are approved for an account, the Credit Union will establish a line of credit for you. The amount of your credit limit is set forth on the Addendum accompanying this Agreement. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus "other charges") that you will have outstanding on your account at any time. If you exceed your credit limit, you must pay the amount you are over your limit plus any fees and unpaid finance charges before payments will begin to restore your credit limit. In addition, a fee may be imposed for exceeding your credit limit. You may request an increase in your credit limit only by a method acceptable to the Credit Union. The Credit Union may increase or decrease your credit limit, refuse to make an advance, and/or terminate your account at any time for any reason not prohibited by law. If you are permitted to obtain cash advances on your account, we may from time to time issue convenience checks to you that may be drawn on your account.
USING YOUR ACCOUNT. ALLOWED USE
USING YOUR ACCOUNT. You may use your Account to make Transactions. You may not use or permit your Account to be used for: • Any illegal purpose, including in connection with unlawful domestic or international gambling websites or to purchase illegal goods or services; • Cash Advances and Cash Equivalents; • Any purpose in any country or territory that is subject to economic sanctions administered and enforced by the U.S. Department of the Treasury's Office of Foreign Assets Control (OFAC), or with any person or entity subject to these sanctions; or • Paying any debts to us. If your Account is used for any Transaction not permitted by this Agreement, we will treat these Transactions as Purchase Transactions for purposes of applying interest, and you are responsible for these Transactions and any related interest or Daily Cash Adjustments.
USING YOUR ACCOUNT. We may decline to authorize a transaction for any reason. This may occur even if the transaction would not cause you to go over your Credit Limit or your Account is not in default.
USING YOUR ACCOUNT. Your card must be signed before using. When you receive this Agreement, use the Account, or sign or keep the Card, you agree to: •the terms of this Agreement; plus •any amendments or supplements to the Agreement. TYPES OF USE You may use your Account for: •Purchases; •Balance Transfers; •Check Transactions; •Cash Advances. We may limit the amount and/or frequency of any type of use at any time. Cash Advance transactions are considered: •ATM withdrawals •Overdraft transactions •Checks used for purposes other than Balance Transfers •Over the counter (at bank) •Other “cash like” transactions, such as purchasing money orders, gaming transactions, or purchasing lottery tickets. ALLOWED USE You agree to: •use your Account only for lawful purposes •use your Account for only personal, family, household, or charitable purposes; and •repay us for all costs related to uses not allowed under this Agreement. You are not allowed to use your Account: •To make payments to this credit card or any other loan payments to us or our affiliates; for unlawful internet gambling. If you have given permission to use this card to someone, these transactions are not considered unauthorized and you will be liable for these purchases. USING THE ACCOUNT At times we may: •decline a transaction if there is not enough available credit and for any other reason; and/or •require our Authorization before allowing a transaction. Any merchant may request to check your ID. We are not liable if: •a merchant refuses your card; and/or •we do not complete your transaction for any reason.