Using Your Card Sample Clauses
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Using Your Card. 4.1 We can issue a card and PIN for use by any individual nominated by you as a cardholder of the card account.
4.2 The card must be signed by the cardholder immediately on receipt and can only be used:
(a) by that cardholder;
(b) subject to the terms of this agreement and not for any illegal purpose;
(c) within the credit limit (any excess over the credit limit will be immediately repayable to us). When working out whether a transaction you want to make is within your credit limit, we take account of transactions we have already authorised but have not yet charged to the account. For example, if you have £150 left within your credit limit and we give a hotel authorisation for a payment of £100, we cannot allow more than £50 to be spent on the account unless the hotel cancels the authorisation;
(d) during the validity period embossed on the card; and
(e) by the cardholder solely as your agent.
4.3 The card remains our property and you must return any cards promptly if we ask you to.
4.4 You, and any cardholder, may use the account for the following types of transaction:
(a) To make a purchase.
(b) To get cash or make a cash-related payment (such as buying traveller’s cheques or foreign currency, placing a bet (or making other gambling payments), or buying money orders).
4.5 You are responsible for each cardholder’s use of the account, including use that makes you break this agreement. For example if a cardholder makes a transaction that takes you over the credit limit, you will be responsible for repaying that sum (including any charges). We’ll cancel the card when you tell us to, but you should also take reasonable steps to recover and destroy the card. We don’t have an agreement with any cardholder so we cannot give them information about the account.
4.6 Some cash machines operated by other financial organisations may charge you; please check before using them.
4.7 We’ll debit your card account with the amounts of all card transactions, any other liabilities of the cardholder and any loss incurred by us arising from the use of the card. You must pay us all amounts debited whether or not the cardholder signs a sales or cash advance voucher.
4.8 We convert into sterling the amount of any card transaction in a currency other than sterling using a reference rate set by VISA which is available on their website.
4.9 We can charge for converting the amount of a card transaction into sterling. This is set out in the Charge Card Tariff or you can ask us for deta...
Using Your Card. You understand that the use of your credit card or credit card account will constitute acknowledgement of receipt and agreement to the terms of the Credit Card Agreement and Credit Card Account Opening Disclosure (Disclosure). You may use your card to make purchases from merchants and others who accept your card. The credit union is not responsible for the refusal of any merchant or financial institution to honor your card. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. In addition, you may obtain cash advances from the Credit Union, from other financial institutions that accept your card, and from some automated teller machines (ATMs). (Not all ATMs accept your card.) If the credit union authorizes ATM transactions with your card, it will issue you a personal identification number (PIN). To obtain cash advances from an ATM, you must use the PIN issued to you for use with your card. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Even if you use your card for an illegal transaction, you will be responsible for all amounts and charges incurred in connection with the transaction. If you are permitted to obtain cash advances on your account, you may also use your card to purchase instruments and engage in transactions that we consider the equivalent of cash. Such transactions will be posted to your account as cash advances and include, but are not limited to, wire transfers, money orders, bets, lottery tickets, and casino gaming chips, as applicable. This paragraph shall not be interpreted as permitting or authorizing any transaction that is illegal.
Using Your Card. You may use your Card to make purchases from merchants and others who accept VISA Cards. However, you may not use your Card to initiate any type of electronic gambling transaction through the Internet. Your Card may not be used for any illegal transaction(s). If you wish to pay for goods or services over the Internet, you may be required to provide card member security information before you will be permitted to complete the transaction. In addition, you may obtain cash advances from Credit Union and from other financial institutions that accept VISA Cards, and from some automated teller machines (ATMs). (Not all ATMs accept VISA Cards.) To obtain cash advances from an ATM, you must use the Personal Identification Number (PIN) that is issued to you for use with your Card. You will hold in strict confidence the Account number and any PIN to be used with the Card. You will notify Credit Union immediately of the loss or theft of the Card or PIN.
Using Your Card. You can purchase or lease goods and services from any merchant who honors your Card, and you may obtain cash advances from financial institutions and ATM machines that accept the Card, up to your maximum credit limit. You agree not to present your Card or obtain a cash advance for any extension of credit in excess of your available credit limit; however, if you do exceed your credit limit, you agree to make immediate payment sufficient to bring the balance below the credit limit. Certain purchases and cash advances require authorization prior to completion of the transaction. In some cases, you may be asked to provide identification. If our system is not working, we may not be able to authorize a transaction, even though you have sufficient credit available. Also, for security reasons, we may block the use of your Card in certain countries or geographic areas. We will have no liability to you or others if any of these events occur. Personal Identification Number (PIN). We may issue a Personal Identification Number (PIN) for use with your Card. This PIN is confidential and should not be disclosed to anyone. You may use your PIN and your Card to access your account, and all sums advanced will be added to your account balance. In the event a use of your PIN constitutes an Electronic Funds Transfer, the terms and conditions of your Electronic Funds Transfer Agreement may affect your rights. Promise To Pay. You promise to pay us in U.S. dollars for (a) all purchases, cash advances, and balance transfers made by you or anyone whom you authorize to use the Card; (b) all Interest Charges and all other charges or fees; (c) collection costs and attorney's fees as permitted by applicable law, and any costs incurred in the recovery of the Card; and (d) credit in excess of your credit limit that we may extend to you.
Using Your Card. The VISA Student Card is a prepaid, reloadable stored-value card. It is neither a credit card, nor a NCUA insured deposit account. This card is issued by Affinity Plus Federal Credit Union; pursuant to a license from Visa U.S.A, Inc. your Card allows you to access your prepaid funds at ATMs, which display the Visa brand. You may also use your card at merchants who accept VISA debit cards worldwide. The maximum value credited to the Student Card on issue is limited to $5,000.00, and no more than $5,000.00 can be available for use on the Card at any one time. Activate your Card by calling toll-free, (▇▇▇) ▇▇▇-▇▇▇▇ or visit us online at ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇. You will be required, for validation purposes, to provide personal information. During activation you will be given a Personal Identification Number (PIN). You may also select your own PIN. You will need your PIN to access cash from ATMs and to use at Interlink merchants. Be sure to choose a PIN with a number that, while easy for you to remember, may be difficult for someone else to guess. You may use your Card after activation. The Card is non-transferable. The person whom the card is purchased for is the only person authorized to use the Card. Please do not give your Card to anyone else to use. You are responsible for all authorized transactions made with this additional Card. Only the purchaser can load funds to the account. You may only use the Card when there is a balance available on the Card and only up to the amount left on the Card and any transaction fee due. All use at an ATM or for purchases will be deducted from your Card, including any transaction fees. Any transaction made that exceeds the available balance will be declined. Some Interlink and VISA merchants may, subject to limits, allow you to use your Card for cash-back on purchases and cash may be advanced at a Visa affiliated financial institution. When you use your Card at an automated gas station pump you will require a minimum of $75.00 available credit on the Card to enable gas to be dispensed (It may take up to 24 hours before any unused amount is available to spend due to the way in which the transactions are processed). If your available balance is less than this, please pay the attendant in the gas station. If you use the Card to make a telephone call this can require of minimum credit of $50.00. If you use your Card to purchase meals or drinks many restaurants and bars factor a tip into the price of up to 20% when pre-authorizi...
Using Your Card. 4.1 You agree to read this Agreement prior to using the Card(s). These Cards are issued for use only with Accounts deemed eligible by the Bank and for such purposes as the Bank approves.
4.2 The following conditions shall apply to the use of the Card by you:
(1) You have requested that we issue to you a Card that can be used to access funds in your Account/s. We will issue a PIN that must be used with the Card for transactions that require use of a PIN. Do not reveal your PIN to anyone else or write it down where it is available to others. Each Card issued to you is and shall at all times remain our property and is not transferable. The Card must be returned to us upon our request.
(2) The Card must be signed by you immediately on receipt and may only be used by you.
(3) The Card is valid in Belize only and can be used during the period of validity of the card as indicated on the Card.
(4) You may use your Card to purchase goods and services at any place your card is honoured by participating merchants that accept Visa Cards. This is not a credit card. Funds to cover your purchases and cash advances will be deducted from your account..
(5) You may use your Card to receive cash advances at financial institutions that accept VISA cards. You may use the Card and PIN to withdraw cash from your Account at ATMs displaying the “Visa” or “Plus” logos.
(6) You may use your Card to obtain balance information for your Accounts.
(7) Use of the Card to make purchases or to obtain cash from financial institutions and/ or use of the Card and PIN to obtain cash advances via the ATM, who honour VISA cards, is an order by you for the withdrawal of the amount of the Transaction from your Account. Each Transaction with the Card will be charged to your Account on the date the Transaction is posted to your Account.
(8) The Bank will fix a limit for the amount of cash which may be withdrawn from an ATM by you on one or more applications during any business day or weekend or bank holiday and may vary such limit from time to time. We may also fix limitations on the frequency of transactions and purchase amounts made with your Card.
(9) You are responsible for all transactions that you make with the Card or that you authorize another person to make with the Card. If the Account is a joint account, all transactions involving the Account are binding on all Account holders.
(10) Merchants and others who honour the Card may give credit for returns or adjustments. They will do so by ini...
Using Your Card. You can use your account in the following ways. Your account is to be used only for personal, family or household purposes. You cannot use your account for illegal purposes, such as unlawful gambling. You agree that we may rely on information provided to us by merchants and the applicable payment network to define transactions as Purchases, Balance Transfers or Cash Advances.
Using Your Card. You understand that the use of your Card will constitute acknowledgement of receipt and agreement to the terms of the Mastercard Business Credit Card Agreement. You acknowledge and agree that any credit granted to you pursuant to the terms and conditions of this agreement will not be used primarily for personal, family, or household purposes, but rather primarily for business, commercial or agricultural purposes. You may use your Card to make purchases from merchants and others who accept MASTERCARD Cards. However, you may not use your Card to initiate any type of electronic gambling transaction through the Internet. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. In addition, you may obtain cash advances from the Credit Union and from other financial institutions that accept MASTERCARD Cards, and from some automated teller machines (ATMs). (Not all ATMs accept MASTERCARD cards.) To obtain cash advances from an ATM, you must use a Personal Identification Number that is issued upon request. You agree that you will not use your card for any transaction that is illegal under applicable federal, state or local laws.
Using Your Card. 4.1 Your Card can be used at any Merchant (fees may apply, see paragraph 11). You can authorise Transactions on your Card at any Merchant by entering your PIN or other security code. If the Merchant does not accept chip and PIN authorisation, the Merchant may allow you to authorise the Transaction by signature of the receipt. Please be aware that you may not usually stop a Transaction once it has been authorised as at that point it is deemed to be received by us. You will be responsible for all Transactions where you or any additional Cardholder authorise such Transaction, regardless of the manner of such authorisation.
4.2 Your Card can be used to make withdrawals at ATMs bearing the MasterCard Acceptance Mark or at participating banks to make cash advance withdrawals (fees apply, see paragraph 11). You can withdraw up to £250 a day but some Merchants or ATMs may have lower limits. Please note that extra ATM fees in addition to those shown in paragraph 11 may be charged by certain ATM providers.
4.3 Your Card is a prepaid card, which means that the Card’s Available Balance will be reduced by the full amount of each Transaction and authorisation (see explanations in 4.5.1 to 4.5.4 of the different circumstances in which requests for authorisation might take place), plus any applicable taxes and charges, including any additional ATM charge if applicable. This is your ‘Full Deductible Amount’, which must be less than or equal to the Available Balance on your Card. You must not use your Card after the expiry date of the Card or if the Full Deductible Amount exceeds the Available Balance. If, for any reason, a Transaction is processed for an amount greater than the Available Balance on your Card, you must repay us the amount by which the Full Deductible Amount exceeds your Available Balance within 14 days of receiving an invoice from us. Should you not repay this amount within 14 days of receiving an invoice from us we reserve the right to take all steps necessary, including legal action, to recover any monies outstanding.
4.4 You can check your Available Balance for free by visiting My Account. You can also check your Available Balance by calling Customer Services (fees may apply, see paragraph 11).
4.5 Due to security safeguards, Merchants that accept your Card are required to seek authorisation from us for all of the Transactions that you make. There are some circumstances where Merchants may require you to have an Available Balance greater than the value o...
Using Your Card. You may use your card to make purchases from merchants and others who accept your card. The Credit Union is not responsible for the refusal of any merchant or financial institution to honor your card. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. In addition, the Credit Union may permit you to obtain cash advances from the Credit Union, from other financial institutions that accept your card,