Canceling Service. You may cancel any or all of these Online Services at any time by contacting us. Upon cancelation, you agree to immediately discontinue any use of our Online Services, and you agree to remain liable for all transactions performed on your Accounts. We reserve the right to refuse your application for Online Services if your Accounts are not in good standing, and to suspend, restrict, or cancel your authorization to use Online Services at any time, at our Governing Law. The terms and conditions of this Agreement are subject to and governed by the laws of New York and federal law. The Accounts designated for access through Online Services continue to be governed under these Terms. We will notify you of any changes as required by law.
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