Causes of Loss Clause Samples

Causes of Loss. In accordance with the provisions of sec- tion 12 of the Basic Provisions, insurance is provided only against the following causes of loss that occur during the insurance period: (a) Adverse weather conditions; (b) Fire; (c) Insects, but not damage due to insuffi- cient or improper application of pest control measures; (d) Plant disease, but not damage due to insufficient or improper application of dis- ease control measures; (e) Wildlife;

Causes of Loss. (a) In accordance with the provisions of section 12 (Causes of Loss) of the Basic Pro- visions (§ 457.8), insurance is provided only against the following causes of loss that occur during the insurance period: (1) Adverse weather conditions; (2) Fire; (3) Insects, but not damage due to insuffi- cient or improper application of pest control measures; (4) Plant disease, but not damage due to in- sufficient or improper application of disease control measures; (5) Wildlife;

Causes of Loss a. The insurance provided is against un- avoidable damage to macadamia trees re- sulting from the following causes occurring within the insurance period: (1) Fire; (2) Volcanic eruption; or (3) Wind; Unless those causes are excepted, excluded, or limited by this policy or the actuarial table. b. We will not insure against any loss due to: (1) Fire, where weeds and other forms of undergrowth have not been controlled or tree pruning debris has not been removed from the grove; (2) The neglect, mismanagement, or wrong- doing by you, any member of your house- hold, your tenants, or employees; (3) The failure to follow recognized good macadamia nut orchard practices; or (4) Any cause not specified in subsection 1.a. as an insured cause of loss.

Causes of Loss. Special Form (f/k/a “All-Risk”) Property Insurance.

Causes of Loss. Special Form property and fire insurance, with extended coverage and vandalism and malicious mischief and other such endorsements in the amount necessary to provide for the full replacement value of all fixtures, betterments and contents and lease hold improvements made by Tenant or Landlord so that the Leased Premises may be restored to the condition which existed prior to any casualty loss; and

Causes of Loss required by the actuarial table; a. The insurance provided is against unavoidable loss of (3) where the farming practices carried out are not production resulting from the following causes in accordance with the farming practices for occurring within the insurance period: which the premium rates have been (1) adverse weather conditions; established; (2) fire; (4) which is irrigated and an irrigated practice is not (3) insects; provided for by the actuarial table unless you (4) plant disease; elect to insure the acreage as nonirrigated by (5) wildlife; reporting it as insurable under section 3; (6) earthquake; (5) which is destroyed, it is practical to replant to (7) volcanic eruption; or potatoes, and such acreage is not replanted; (8) if applicable, failure of the irrigation water supply (6) initially planted after the final planting date set by due to an unavoidable cause occurring after the the actuarial table unless you agree, in writing, beginning of planting; on our form to coverage reduction; unless those causes are excepted, excluded, or limited (7) of volunteer potatoes; by the actuarial table or section 9e(5). (8) planted to a type or variety of potatoes not b. We will not insure against any loss of production due established as adapted to the area or excluded to: by the actuarial table; (1) damage that occurs or becomes evident after the (9) planted with a crop other than potatoes; or potatoes have been placed in storage; (10) planted for the development or production of (2) the neglect, mismanagement, or wrongdoing of hybrid seed or for experimental purposes. you, any member of your household, your e. If insurance is provided for an irrigated practice, you tenants, or employees; must report as irrigated only the acreage for which you (3) the failure to follow good potato irrigation have adequate facilities and water, at the time of practices; planting, to carry out a good potato irrigation practice. (4) the failure or breakdown of irrigation equipment f. We may limit the insured acreage to any acreage or facilities; limitation established under any Act of Congress, if we (5) the failure to follow recognized good potato advise you of the limit prior to planting.

Causes of Loss a. The insurance provided is against un- avoidable loss of production resulting from the following causes occurring within the in- surance period: (1) Drought; (2) Freeze; (3) Frost; (4) Wind; (5) Hail; (6) Fire;

Causes of Loss. The insurance required by this Section A.2.3.1 shall provide coverage for direct physical loss or damage, and shall not exclude the risks of damage to building interiors or exteriors, in transit or offsite storage, fire, explosion, theft, vandalism, malicious mischief, collapse, earthquake, flood, or windstorm. The insurance shall also provide coverage for ensuing loss or resulting damage from error, omission, or deficiency in construction methods, design, specifications, workmanship, or materials. Sub-limits, if any, are as follows: (Indicate below the cause of loss and any applicable sub-limit.)

Causes of Loss. The insurance required by this Section A.2.3.1 shall provide coverage for direct physical loss or damage. Causes of Loss Sub-Limit