Conditions of Coverage. For coverage, you must: 1. Cooperate fully with us and the Department of Justice. Coverage may be forfeited if you fail to cooperate honestly and fully in our investigation, settlement or defense, and recovery of loss from the claim. 2. Have private liability insurance for any private vehicle that you use on state business. That includes all passenger-carrying vehicles, private boats of more than six horsepower, and all powered airplanes and other powered vehicles. You must have normal and reasonable liability insurance or type and limits as required by law. For a motor vehicle on public roadways, you must carry at least the minimum liability insurance prescribed by law. 3. Hold a valid license and meet all other requirements of applicable law and rule to lawfully operate the vehicle. 4. Comply with the terms and conditions of this policy manual.
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