Common use of Continuation of Coverage Clause in Contracts

Continuation of Coverage. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child as described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate are available to you. In addition, coverage similar to the options described in the CONTINU­ ATION COVERAGE RIGHTS UNDER COBRA provision of this Certificate, will also be available to you. NOTE: Certain employers may not be required to offer COBRA continuation coverage. See your Group Administrator if you have any questions about CO­ BRA, or your continuation of coverage options. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision and CONTINUATION COVERAGE RIGHTS UNDER COBRA, if applicable, continuation of cover­ age is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person terminates. Your Civil Union will terminate if your partnership no longer meets the criteria de­ scribed in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child are described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision, if applicable, continuation of coverage is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person termi­ nates. Your Civil Union will terminate if your partnership no longer meets the criteria described in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. Upon termination of your continuation coverage, you may exercise the privilege to become a member of Blue Cross and Blue Shield on a “direct pay” basis as specified in the CONVERSION PRIVILEGE provision below.

Continuation of Coverage. If you In the event that, in accordance with and pursuant to Section 9 of the Change in Control Agreement, either (i) Employer terminates Executive without Cause during the Contract Period or (ii) Executive resigns for Good Reason during the Contract Period (in either case, a “Benefits Continuation Event” upon the actual termination of Executive’s employment), then Employer shall, in accordance with the terms of this Agreement, either provide the Executive with continued benefits under, or defray the cost of continued benefits which are comparable to those provided by, those medical and dental benefit plans, life insurance plans, and disability insurance plans (the “Continuing Coverage Plans”) which are sponsored by the Employer or the Employer’s successor in a dependent who Change in Control and in which Executive is a party participant as of the Benefits Continuation Event. As of and after a Benefits Continuation Event, Employer shall, if and only to the extent possible under the terms of such plans, continue the Executive’s participation in the Continuing Coverage Plans for the remainder of the Contract Period after the Benefits Continuation Event, which continued participation shall be under all of the costs, terms and conditions that are applicable to or imposed upon employees of similar title to the Executive, as such costs, terms and conditions may change from time to time during the remainder of the Contract Period. To the extent that the terms of any of the Continuing Coverage Plans are such that the actual participation of the Executive cannot be continued after a Benefits Continuation Event, then Employer shall, as of and after a Benefits Continuation Event for the remainder of the Contract Period, provide the Executive with a periodic payment, or periodic payments, in that amount or those amounts which the Employer determines in the exercise of its reasonable discretion and in good faith to be fully sufficient to defray the cost to the Executive of participation in plans which provide benefits that are materially identical to those benefits provided by those Continuing Coverage Plans in which, by their terms, the Executive cannot continue to participate subsequent to a Civil Union Benefits Continuation Event. Any such payment or their child payments shall be defined as Coverage Continuation Reimbursement Payments. Executive and you lose the Employer specifically agree that the reimbursement by Employer through the remainder of the Contract Period of the full monthly COBRA amount which would, in the absence of this Agreement, be charged to Executive for continuing coverage under the medical benefits plan sponsored by the Employer or the Employer’s successor in a Change in Control, and in which Executive is a participant as of the Benefits Continuation Event, shall constitute full tender of performance under this CertificateAgreement with respect to such medical benefits plan. Subject to the first two paragraphs of Section 3 of this Agreement, all Coverage Continuation Reimbursement Payments shall be paid by Employer to Executive five (5) days prior to the options date when the expense to be reimbursed is due and payable by Executive. Notwithstanding any term of this Agreement to the contrary, if at any time during the remainder of the Contract Period, Executive becomes employed by another employer which provides one or more of the benefits provided under the Continuing Coverage Plans, then Employer shall, immediately and from the date when such benefits are made available to a spouse the Employee by the successor employer, be relieved of its obligation to provide such benefits, or to a dependent child as described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate are available to you. In additionCoverage Continuation Reimbursement Payments for such benefits, coverage similar to the options described in the CONTINU­ ATION COVERAGE RIGHTS UNDER COBRA provision extent such benefits are duplicative of this Certificate, will also be available those which are provided to you. NOTE: Certain employers may not be required to offer COBRA continuation coverage. See your Group Administrator if you have any questions about CO­ BRA, or your continuation of coverage options. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision and CONTINUATION COVERAGE RIGHTS UNDER COBRA, if applicable, continuation of cover­ age is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person terminates. Your Civil Union will terminate if your partnership no longer meets the criteria de­ scribed in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child are described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision, if applicable, continuation of coverage is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person termi­ nates. Your Civil Union will terminate if your partnership no longer meets the criteria described in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. Upon termination of your continuation coverage, you may exercise the privilege to become a member of Blue Cross and Blue Shield on a “direct pay” basis as specified in the CONVERSION PRIVILEGE provision belowExecutive by Executive’s new employer.

Continuation of Coverage. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child as described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate are available to you. In addition, coverage similar to the options described in the CONTINU­ CONTINU- ATION COVERAGE RIGHTS UNDER COBRA provision of this Certificate, will also be available to you. NOTE: Certain employers may not be required to offer COBRA continuation coverage. See your Group Administrator if you have any questions about CO­ BRA, or your continuation of coverage options. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision and CONTINUATION COVERAGE RIGHTS UNDER COBRA, if applicable, continuation of cover­ age is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person terminates. Your Civil Union will terminate if your partnership no longer meets the criteria de­ scribed in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child are described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision, if applicable, continuation of coverage is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person termi­ nates. Your Civil Union will terminate if your partnership no longer meets the criteria described in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. Upon termination of your continuation coverage, you may exercise the privilege to become a member of Blue Cross and Blue Shield on a “direct pay” basis as specified in the CONVERSION PRIVILEGE provision below.

Continuation of Coverage. If you There are a dependent who is a party specific requirements, time frames and conditions which must be followed in order to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child as described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate are available to you. In addition, coverage similar to the options described in the CONTINU­ ATION COVERAGE RIGHTS UNDER COBRA provision of this Certificate, will also be available to you. NOTE: Certain employers may not be required to offer COBRA continuation coverage. See your Group Administrator if you have any questions about CO­ BRA, or your eligible for continuation of coverage optionsand which are generally outlined below. In addition Coverage may continue beyond the limiting age for a child who cannot support themselves because of a developmental or physical disability. See Dependent Eligibility. The child will continue to be eligible if all the events listed following are met: • The child became disabled before reaching the limiting age. • The child is incapable of self-sustaining employment by reason of developmental or physical disability and is chiefly dependent upon the subscriber for support and maintenance. • The subscriber is covered under this plan. • The child's subscription charges, if any, continue to be paid. • Within 31 days of the child reaching the limiting age, the subscriber furnishes us with a Request for Certification of Disabled Dependent form. We must approve the request for certification for coverage to continue. • The subscriber provides us with proof of the child's disability and dependent status when we request it. We won't ask for proof more often than once a year after the 2-year period following the child's attainment of the limiting age. Continuation of Coverage on an Identical Contract Dependent(s) may continue coverage on an identical contract in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision and CONTINUATION COVERAGE RIGHTS UNDER COBRAfollowing situations: • If the subscriber terminates coverage for any reason, if applicable, continuation of cover­ age is available to you and your dependent children or in the event you lose coverage because your Civil Union partnership with of death of the Eligible Person terminates. Your Civil Union will terminate if your partnership no longer meets subscriber or divorce of the criteria de­ scribed in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. If you are a dependent who is a party to a Civil Union or their child subscriber and you lose coverage spouse, enrolled dependents under this Certificate, plan may continue under an identical contract. The dependent(s) must meet all of the options available to a spouse or to a dependent child are described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision, if applicable, continuation of coverage is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person termi­ nates. Your Civil Union will terminate if your partnership no longer meets the criteria described in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. Upon termination of your continuation coverage, you may exercise the privilege to become a member of Blue Cross and Blue Shield on a “direct pay” basis eligibility requirements as specified in this contract. If the CONVERSION PRIVILEGE provision belowspouse continues coverage, the spouse's enrollment status will change from dependent to subscriber and any enrolled child may be covered under the spouse's continued coverage. Subscription charges will be assessed at the appropriate rate. If there is no spouse, or the spouse does not continue coverage, each enrolled child may continue coverage as a subscriber, and subscription charges will be assessed at the appropriate subscriber rate. • A dependent child, who no longer is eligible as a dependent under this contract for reasons such as reaching the maximum dependent age, may continue coverage on an identical contract as a subscriber, providing all eligibility requirements, as specified in this contract, are met. The child's enrollment status will change from dependent to subscriber, and subscription charges will be assessed at the appropriate subscriber rate. To continue coverage, an enrollment application must be submitted to us or you must contact The Exchange prior to the date coverage would end as a dependent.

Continuation of Coverage. If you There are a dependent who is a party specific requirements, time frames and conditions which must be followed in order to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child as described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate are available to you. In addition, coverage similar to the options described in the CONTINU­ ATION COVERAGE RIGHTS UNDER COBRA provision of this Certificate, will also be available to you. NOTE: Certain employers may not be required to offer COBRA continuation coverage. See your Group Administrator if you have any questions about CO­ BRA, or your eligible for continuation of coverage optionsand which are generally outlined below. In addition Coverage may continue beyond the limiting age for a child who cannot support themselves because of a developmental or physical disability. See Dependent Eligibility. The child will continue to be eligible if all the events listed following are met: • The child became disabled before reaching the limiting age. • The child is incapable of self-sustaining employment by reason of developmental or physical disability and is chiefly dependent upon the subscriber for support and maintenance. • The subscriber is covered under this plan. • The child's premiums, if any, continue to be paid. • Within 31 days of the child reaching the limiting age, the subscriber furnishes us with a Request for Certification of Disabled Dependent form. We must approve the request for certification for coverage to continue. • The subscriber provides us with proof of the child's disability and dependent status when we request it. We won't ask for proof more often than once a year after the 2-year period following the child's attainment of the limiting age. Continuation of Coverage on an Identical Contract Dependent(s) may continue coverage on an identical contract in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision and CONTINUATION COVERAGE RIGHTS UNDER COBRAfollowing situations: • If the subscriber terminates coverage for any reason, if applicable, continuation of cover­ age is available to you and your dependent children or in the event you lose coverage because your Civil Union partnership with of death of the Eligible Person terminates. Your Civil Union will terminate if your partnership no longer meets subscriber or divorce of the criteria de­ scribed in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. If you are a dependent who is a party to a Civil Union or their child subscriber and you lose coverage spouse, enrolled dependents under this Certificate, plan may continue under an identical contract. The dependent(s) must meet all of the options available to a spouse or to a dependent child are described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision, if applicable, continuation of coverage is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person termi­ nates. Your Civil Union will terminate if your partnership no longer meets the criteria described in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. Upon termination of your continuation coverage, you may exercise the privilege to become a member of Blue Cross and Blue Shield on a “direct pay” basis eligibility requirements as specified in this contract. If the CONVERSION PRIVILEGE provision belowspouse continues coverage, the spouse's enrollment status will change from dependent to subscriber and any enrolled child may be covered under the spouse's continued coverage. Premiums will be assessed at the appropriate rate. If there is no spouse, or the spouse does not continue coverage, each enrolled child may continue coverage as a subscriber, and premiums will be assessed at the appropriate subscriber rate. • A dependent child, who no longer is eligible as a dependent under this contract for reasons such as reaching the maximum dependent age, may continue coverage on an identical contract as a subscriber, providing all eligibility requirements, as specified in this contract, are met. The child's enrollment status will change from dependent to subscriber, and premiums will be assessed at the appropriate subscriber rate. To continue coverage, an enrollment application must be submitted to us or you must contact The Exchange prior to the date coverage would end as a dependent.

Continuation of Coverage. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child as described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate are available to you. In addition, coverage similar to the options described in the CONTINU­ ATION COVERAGE RIGHTS UNDER COBRA provision of this Certificate, will also be available to you. NOTE: Certain employers may not be required to offer COBRA continuation coverage. See your Group Administrator if you have any questions about CO­ BRA, or your continuation of coverage options. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision and CONTINUATION COVERAGE RIGHTS UNDER COBRA, if applicable, continuation of cover­ GB‐16 HCSC 23 age is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person terminates. Your Civil Union will terminate if your partnership no longer meets the criteria de­ scribed in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child are described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision, if applicable, continuation of coverage is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person termi­ nates. Your Civil Union will terminate if your partnership no longer meets the criteria described in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. Upon termination of your continuation coverage, you may exercise the privilege to become a member of Blue Cross and Blue Shield on a “direct pay” basis as specified in the CONVERSION PRIVILEGE provision below.

Continuation of Coverage. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent GB‐16 HCSC 23 child as described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate are available to you. In addition, coverage similar to the options described in the CONTINU­ CONTINU- ATION COVERAGE RIGHTS UNDER COBRA provision of this Certificate, will also be available to you. NOTE: Certain employers may not be required to offer COBRA continuation coverage. See your Group Administrator if you have any questions about CO­ BRA, or your continuation of coverage options. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision and CONTINUATION COVERAGE RIGHTS UNDER COBRA, if applicable, continuation of cover­ age is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person terminates. Your Civil Union will terminate if your partnership no longer meets the criteria de­ scribed in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child are described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision, if applicable, continuation of coverage is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person termi­ nates. Your Civil Union will terminate if your partnership no longer meets the criteria described in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. Upon termination of your continuation coverage, you may exercise the privilege to become a member of Blue Cross and Blue Shield on a “direct pay” basis as specified in the CONVERSION PRIVILEGE provision below.

Continuation of Coverage. If you are the Domestic Partner or the dependent child of a dependent who is a party to a Civil Union or their child Domestic Partner and you lose coverage under this Certificate, you have the same options as the spouse or dependent child of an Eligible Person to continue your coverage. The options available to a spouse or to a dependent child as described in the CONTINUATION CONTINU­ ATION OF COVERAGE AFTER TER­ MINATION TERMINATION (Illinois State Laws) provision of this Certificate are available to you, if applicable to your Group. In addition, coverage similar to the options described in the CONTINU­ ATION CONTINUATION COVERAGE RIGHTS UNDER COBRA provision of this Certificate, will also be available to you. NOTE: Certain employers may not be required to offer COBRA continuation coverage. See your Group Administrator if you have any questions about CO­ BRA, or your continuation of coverage options. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision and CONTINUATION COVERAGE RIGHTS UNDER COBRA, if applicable, continuation of cover­ age is available to you COBRA provision and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person terminates. Your Civil Union will terminate if your partnership no longer meets the criteria de­ scribed in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child are described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision, if applicable, continuation of coverage is available to you and your dependent children in the event you lose coverage because your Civil Union partnership Domestic Partnership with the Eligible Person termi­ natesterminates. Your Civil Union Domestic Partnership will terminate if your partnership no longer meets the criteria described in the definition of “Civil UnionDomestic Partnership” in the DEFINITIONS DEFINI­ TIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. Upon termination of your continuation coverage, you may exercise the privilege to become a member of Blue Cross and Blue Shield on a “direct pay” basis as specified in the CONVERSION PRIVILEGE provision below.

Continuation of Coverage. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child as described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate are available to you. In addition, coverage similar to the options described in the CONTINU­ ATION COVERAGE RIGHTS UNDER COBRA provision of this Certificate, will also be available to you. NOTE: Certain employers may not be required to offer COBRA continuation coverage. See your Group Administrator if you have any questions about CO­ BRA, or your continuation of coverage options. GB‐16 HCSC 23 In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision and CONTINUATION COVERAGE RIGHTS UNDER COBRA, if applicable, continuation of cover­ age is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person terminates. Your Civil Union will terminate if your partnership no longer meets the criteria de­ scribed in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. If you are a dependent who is a party to a Civil Union or their child and you lose coverage under this Certificate, the options available to a spouse or to a dependent child are described in the CONTINUATION OF COVERAGE AFTER TER­ MINATION (Illinois State Laws) provision of this Certificate. In addition to the events listed in the CONTINUATION OF COVERAGE AF­ TER TERMINATION (Illinois State Laws) provision, if applicable, continuation of coverage is available to you and your dependent children in the event you lose coverage because your Civil Union partnership with the Eligible Person termi­ nates. Your Civil Union will terminate if your partnership no longer meets the criteria described in the definition of “Civil Union” in the DEFINITIONS section of this Certificate. You are entitled to continue coverage for the same period of time as a spouse or child who loses coverage due to divorce. Upon termination of your continuation coverage, you may exercise the privilege to become a member of Blue Cross and Blue Shield on a “direct pay” basis as specified in the CONVERSION PRIVILEGE provision below.