Coverage A Sample Clauses
Coverage A is a section of an insurance policy that defines the scope of protection for the primary subject of the policy, typically the insured property or dwelling. It specifies what types of damage or loss are covered, such as fire, theft, or certain natural disasters, and outlines any applicable limits or exclusions. By clearly delineating what is protected under the policy, Coverage A ensures that both the insurer and the insured understand the extent of coverage, thereby reducing disputes and providing financial security in the event of a covered loss.
Coverage A. Bodily injury and property damage;
Coverage A. Dwelling
1. We cover:
a. The dwelling on the "residence premises" shown in the Declarations, including struc- tures attached to the dwelling; and
b. Materials and supplies located on or next to the "residence premises" used to construct, alter or repair the dwelling or other struc- tures on the "residence premises".
2. We do not cover land, including land on which the dwelling is located.
Coverage A. Dwelling
1. We cover:
a. The alterations, appliances, fixtures and improvements which are part of the building contained within the "residence premises";
b. Items of real property which pertain exclusively to the "residence premises";
c. Property which is your insurance responsibility under a corporation or association of property owners agreement; or
d. Structures owned solely by you, other than the "residence premises", at the location of the "residence premises".
2. We do not cover:
a. Land, including land on which the "residence premises", real property or structures are located;
b. Structures rented or held for rental to any person not a tenant of the dwelling, unless used solely as a private garage;
c. Structures from which any "business" is conducted; or
d. Structures used to store "business" property. However, we do cover a structure that contains "business" property solely owned by an "insured" or a tenant of the dwelling, provided that "business" property does not include gaseous or liquid fuel, other than fuel in a permanently installed fuel tank of a vehicle or craft parked or stored in the structure.
Coverage A. Limits – Statutory
Coverage A exclusions
Coverage A. (As respects only Insured Individuals and Facilities covered under Medical Care Availability and Reduction of Error Fund (“MCARE”) and Insured Individuals not covered under MCARE):
1. Seven hundred thousand dollars ($700,000) of Ultimate Net Loss, each Claim, each Insured, each Policy excess of three hundred thousand dollars ($300,000) of Ultimate Net Loss each claim, each Insured, each Policy.
2. For MCARE eligible insureds in Pennsylvania the original policy limits shall be five hundred thousand dollars ($500,000) of Ultimate Net Loss, each Claim, each Insured, each Policy and one million five hundred thousand dollars ($1,500,000) in the aggregate except for those Policies deemed by the Company as Registered Certified Nurses, physician assistants, chiropractors, technicians, respiratory therapist or any other specialty not covered under MCARE, and any Physician Corporation which is not entirely owned by health care providers deemed MCARE ineligible, where the original policy limits shall be one million dollars ($1,000,000) of Ultimate Net Loss, each Claim, each Insured, each Policy and three million dollars ($3,000,000) in the aggregate.
Coverage A. Residence
Coverage A. This insurance is primary. Our obligations are not affected by any other insurance that may be primary.
Coverage A. Dwelling
1. We cover:
a. The dwelling on the “residence premises” used as your primary residence shown in the Declarations, including attached structures, other than fences, and attached wall-to-wall carpeting if damage to the dwelling is caused by a covered loss.
b. Materials and supplies located on or next to the “residence premises” used to construct, alter, or repair the dwelling or other structures on the “residence premises”; and
c. In-ground swimming pools including related permanently installed equipment such as pumps and filters.
2. We do not cover land, including land on which the dwelling is located.
Coverage A. As respects all business covered hereunder, subject to the inuring Coverage B, below, the Company shall retain and be liable for the first $500,000 of ultimate net loss each insured, each claim or occurrence. The Reinsurer shall then be liable for the amount by which such ultimate net loss exceeds the Company’s retention, but the liability of the Reinsurer shall not exceed $2,500,000 as respects each insured, each claim or occurrence. As respects paragraph B., Commencement and Termination, the maximum aggregate amount of ultimate net loss recoverable hereunder from occurrence policies issued by Intermed is $4,000,000 per underwriting year. The Company shall purchase or be deemed to have purchased inuring excess reinsurance to limit its loss subject hereto from any one coverage any one policy (exclusive of loss in excess of policy limits or extra contractual obligations) to $1,000,000 per claim or occurrence.