Common use of Coverage A – Dwelling Clause in Contracts

Coverage A – Dwelling. We insure against all risks of physical loss to the property described in Coverage A (Dwelling) unless the loss is excluded in the General Ex- clusions. Coverage B (Personal Property). We insure for direct physical loss to the property described in Coverage B (Personal Property) caused by a peril listed below unless the loss is excluded in the General Exclusions.

Coverage A – Dwelling. We insure against all risks of physical loss to the property described in Coverage A (Dwelling) unless the loss is excluded in the General Ex- clusionsExclusions. Coverage B (Personal Property). We insure for direct physical loss to the property described in Coverage B (Personal Property) caused by a peril listed below unless the loss is excluded in the General Exclusions.