Coverage E – Personal Liability And Coverage F – Medical Payments To Others Clause Samples

This clause defines the insurance coverage provided for personal liability and medical payments to others under a homeowner’s or similar policy. It typically covers the policyholder’s legal responsibility for bodily injury or property damage to others, as well as medical expenses incurred by guests who are injured on the insured property, regardless of fault. The core function of this clause is to protect the insured from financial loss due to claims or lawsuits arising from accidents on their property, and to promptly address minor injuries without the need for litigation.
Coverage E – Personal Liability And Coverage F – Medical Payments To Others. Coverages E and F do not apply to the following:
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Coverage E – Personal Liability And Coverage F – Medical Payments To Others do not apply to "Bodily Injury" or "Property Damage" arising out of the ingestion or inhalation of lead in any form or substance. ▇▇▇▇▇ and pollutants are also excluded. UNIVERSAL PROPERTY & CASUALTY INSURANCE COMPANY OUTLINE OF YOUR HOMEOWNERS POLICY
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Coverage E – Personal Liability And Coverage F – Medical Payments To Others do not apply to bodily injury or property damage: a. Which is expected or intended by one or more insureds; b. Arising out of or in connection with a business engaged in by an insured. This exclusion applies but is not limited to an act or omission, regardless of its nature or circumstance, involving a service or duty rendered, promised, owed, or implied to be provided because of the nature of the business; c. Arising out of the rental or holding for rental of any part of any premises by an insured. This exclusion does not apply to the rental or holding for rental of an insured location: (1) On an occasional basis if used only as a residence; (2) In part for use only as a residence, unless a single family unit is intended for use by the occupying family to lodge more than two roomers or boarders; or (3) In part, as an office, school, studio or private garage; d. Arising out of the rendering of or failure to render professional services;
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Coverage E – Personal Liability And Coverage F – Medical Payments To Others do not apply to bodily injury or property damage: a. which is expected or intended by the insured; b. arising out of business pursuits of an insured or the rental or holding for rental of any part of any premises by an insured. This exclusion does not apply to: (1) activities which are usual to non-business pursuits; or (2) the rental or holding for rental of an in- sured location: (a) on an occasional basis if used only as a residence; (b) in part for use only as a residence, unless a single family unit is intended for use by the occupying family to lodge more than two roomers or boarders; or (c) in part, as an office, school, studio or private garage; c. arising out of the rendering of or failure to render professional services; (1) owned by an insured; (2) rented to an insured; or (3) rented to others by an insured; that is not an insured location;
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Coverage E – Personal Liability And Coverage F – Medical Payments To Others. Coverages E and F do not apply to the following: 1. Expected or intended injury 2. “Business” 3. Professional services 4. “Insured’s” premises not an “insured location” 5. War 6. Communicable disease 7. Sexual molestation, corporal punishment, or physical or mental abuse 8. Controlled substance
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Coverage E – Personal Liability And Coverage F – Medical Payments To Others. Paragraph 8. Controlled Substances is replaced in all forms and Endorsement HO 24 73 by the following:
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Coverage E – Personal Liability And Coverage F – Medical Payments To Others do not apply to "bodily injury" or "property damage": a. Which is expected or intended by one or more “insureds”; b. Arising out of or in connection with a "business" engaged in by an "insured." This exclusion applies but is not limited to an act or omission, regardless of its nature or circumstance, involving a service or duty rendered, promised, owed, or implied to be provided because of the nature of the "business"; c. Arising out of the rental or holding for rental of any part of any premises by an "insured." This exclusion does not apply to the rental or holding for rental of an "insured location": (1) On an occasional basis if used only as a residence; (2) In part for use only as a residence, unless a single family unit is intended for use by the occupying family to lodge more than two roomers or boarders; or (3) In part, as an office, school, studio or private garage; d. Arising out of the rendering of or failure to render professional services; e. Arising out of a premises: (1) Owned by an "insured"; (2) Rented to an "insured"; or (3) Rented to others by an "insured"; that is not an “insured location”; f. Arising out of: (1) The ownership, maintenance, use, load- ing or unloading of motor vehicles or all other motorized land conveyances, in- cluding trailers, owned or operated by or rented or loaned to an "insured"; (2) The entrustment by an "insured" of a motor vehicle or any other motorized land conveyance to any person; or (3) Vicarious liability, whether or not statutorily imposed, for the actions of a child or minor using a conveyance excluded in paragraph (1) or (2) above. This exclusion does not apply to: (1) A trailer not towed by or carried on a motorized land conveyance. (2) A motorized land conveyance designed for recreational use off public roads, not subject to motor vehicle registration and: / 2 0 d 1 : 6 1 D 0 a / t 2 e 4 O /2 f 0 A 1 ct 6 ion: FL OFFICE OF INSURANCE REGULATION (a) Not owned by an "insured"; or (b) Owned by an "insured" and on an "insured location"; (3) A motorized golf cart when used to play golf on a golf course; (4) A vehicle or conveyance not subject to motor vehicle registration which is: (a) Used to service an "insured's" residence; (b) Designed for assisting the handicapped; or (c) In dead storage on an "insured location"; g. Arising out of: (1) The ownership, maintenance, use, loading or unloading of an excluded watercraft described below; (2) The entrustment by an "insured" of an excluded watercraft describe...
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Related to Coverage E – Personal Liability And Coverage F – Medical Payments To Others

  • Coverage E – Personal Liability Coverage E does not apply to:

  • PROFESSIONAL LIABILITY AND CYBER LIABILITY INSURANCE COVERAGE In addition to the insurance required in Attachment C to this Contract, before commencing work on this Contract and throughout the term of this Contract, Contractor agrees to procure and maintain (a) Technology Professional Liability insurance for any and all services performed under this Contract, with minimum third party coverage of $1,000,000.00 per claim, $2,000,000.00 aggregate. To the extent Contractor has access to, processes, handles, collects, transmits, stores or otherwise deals with State Data, Contractor shall maintain first party Breach Notification Coverage of not less than $1,000,000.00. Before commencing work on this Contract the Contractor must provide certificates of insurance to show that the foregoing minimum coverages are in effect. With respect to the first party Breach Notification Coverage, Contractor shall name the State of Vermont and its officers and employees as additional insureds for liability arising out of this Contract.

  • Errors and Omissions, Professional Liability or Malpractice Insurance Contractor may be required to carry errors and omissions, professional liability or malpractice insurance. All policies shall remain in force through the life of this Contract and shall be payable on a "per occurrence" basis unless County specifically consents to a "claims made" basis. The insurer shall supply County adequate proof of insurance and/or a certificate of insurance evidencing coverages and limits prior to commencement of work. Should any of the required insurance policies in this Contract be cancelled or non-renewed, it is the Contractor’s duty to notify the County immediately upon receipt of the notice of cancellation or non-renewal. If Contractor does not carry a required insurance coverage and/or does not meet the required limits, the coverage limits and deductibles shall be set forth on a waiver, Exhibit C, attached hereto. Failure to provide and maintain the insurance required by this Contract will constitute a material breach of this Contract. In addition to any other available remedies, County may suspend payment to the Contractor for any services provided during any time that insurance was not in effect and until such time as the Contractor provides adequate evidence that Contractor has obtained the required coverage.

  • PROFESSIONAL LIABILITY INSURANCE (ERRORS & OMISSIONS) Professional Liability Insurance for Errors and Omissions coverage in the amount of not less than ($1,000,000). If CONTRACTOR sub-contracts in support of CONTRACTOR’S work provided for in the agreement, Professional Liability Insurance for Errors shall be provided by the sub-contractor in an amount not less than one million dollars ($1,000,000) in aggregate. The insurance coverage provided by the CONTRACTOR shall contain language providing coverage up to one (1) year following completion of the contract in order to provide insurance coverage for the hold harmless provisions herein if the policy is a claims-made policy.

  • Professional Liability (Errors and Omissions) For consultant contracts, insurance appropriate to Consultant’s profession, with limit no less than $1,000,000 per occurrence or claim, $2,000,000 aggregate.