Common use of Disclosing Information Clause in Contracts

Disclosing Information. We make the information available to our Representatives, who require access for the purposes described above. Our Representatives are required to maintain the confidentiality of the information. We may also: (a) share the information with other organizations (such as other financial or lending institutions, or insurance companies), fraud detection and prevention agencies, service providers, or regulatory or governmental bodies to prevent, detect or suppress financial abuse, fraud or other criminal activity, protect our assets and interests, defendor settleclaims, managerisksandresolvedisputes; (b) share the information with the operators and participants of payment networks to process payments and other transactions, manage risks, detect and prevent fraud, maintain up to date records, resolve disputes and administer loyalty programs, promotional activities or other activities related to the Customer’s Account(s) and Card(s); (c) share the information with the Customer’s consent, or where required, in order to facilitate the provision or administration of a product or service that the Customer has requested; (d) share your credit, financial and other related information with credit reporting agencies for the purposes of maintaining the accuracy and integrity of the credit reporting system. Credit reporting agencies may share this information with others; (e) share the information, where permitted or required by law, such as to comply with valid requests for information about the Customer from regulatory authorities, government agencies, public bodies or other entities who have a right to issue such requests, or to collect a debt owed to us; and (f) share the information in connection with the sale of all or part of our business or assets. In the event the information is used or shared in a jurisdiction outside Canada, the information will be subject to, and may be disclosed in accordance with, the laws of such jurisdiction. We may also use the information and share it with our affiliates to: (a) manage our risks and operations and those of our affiliates, (b) comply with valid requests for information about the Customer from regulatory authorities, government agencies, public bodies or other entities who have a right to issue such requests; and (c) let our affiliates know the Customer’s choices under the “Other Uses and Disclosures of Information” Section below, for the purpose of knowing and honouring the Customer’s choices.