Common use of FIXED AMOUNTS Clause in Contracts

FIXED AMOUNTS. Fixed Rate Payer: Counterparty Fixed Rate Payer Period End Dates: The 25th of each month in each year commencing with 25 March 2007 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Fixed Rate Payer Payment Dates: The Fixed Rate Payer Period End Date. Fixed Rate: 5.20 percent Fixed Rate Day Count Fraction: 30/360 Business Days: New York, London Floating Rate Payer: JPMorgan Floating Rate Payer Period End Dates: The 25th of each month in each year commencing with 25 March 2007 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Floating Rate for initial Calculation Period: Floating Rate Payer Payment Dates: Floating Rate Option: 5.30991 percent Two (2) Business days preceding each Floating Rate Payer Period End Date. USD-LIBOR-BBA Designated Maturity: 1 Month Spread: None Floating Rate Day Count Fraction: Actual/360 Reset Dates: The first day of each Calculation Period. Compounding: Inapplicable Business Days: New York, London, Los Angeles Calculation Agent: JPMorgan, unless otherwise stated in the Agreement.

FIXED AMOUNTS. Fixed Rate Payer: Counterparty Fixed Rate Payer Period End Dates: The 25th of each month in each year commencing with 25 March 2007 April 2006 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Convention. Fixed Rate Payer Payment Dates: The Fixed Rate Payer Period End Date. Fixed Rate: 5.20 5.12600 percent Fixed Rate Day Count Fraction: 30/360 Business Days: New York, London Floating Rate Payer: JPMorgan Floating Rate Payer Period End Dates: The 25th of each month in each year commencing with 25 March 2007 April 2006 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Floating Rate for initial Calculation Period: Floating Rate Payer Payment Dates: Floating Rate Option: 5.30991 percent Two (2) Business days preceding each Floating Rate Payer Period End Date. Floating Rate Option: USD-LIBOR-BBA Designated Maturity: 1 Month Spread: None Floating Rate Day Count Fraction: Actual/360 Reset Dates: The first day of each Calculation Period. Compounding: Inapplicable Business Days: New York, London, Los Angeles London Calculation Agent: JPMorgan, unless otherwise stated in the Agreement.

FIXED AMOUNTS. Fixed Rate Payer: Counterparty ; NovaStar Financial, Inc. Fixed Rate Payer Period End Payment Dates: The 25th of each month in each year month, commencing with on 25 March 2007 January 2005 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Fixed Rate Payer Payment Dates: The Fixed Rate Payer Period End Date. Fixed Rate: 5.20 percent 3.61% Fixed Rate Day Count Fraction: 30/360 No Adjustment for Period End Dates: Applicable Business Days: New York, London York Floating Rate Payer: JPMorgan Greenwich Capital Derivatives, Inc. Floating Rate Payer Period End Payment Dates: The 25th of each month in each year month, commencing with on 25 March 2007 January 2005 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Floating Rate for initial Initial Calculation Period: Floating Rate Payer Payment Dates: To be determined Floating Rate Option: 5.30991 percent Two (2) Business days preceding each Floating Rate Payer Period End Date. USD-LIBOR-BBA Designated Maturity: 1 Month month Spread: None Floating Rate Day Count Fraction: Actual/360 Reset Dates: The first day of each Calculation Period. Period Compounding: Inapplicable Not Applicable Business Days: New YorkYork Calculation Agent Greenwich Capital Markets, LondonInc. (as agent for Greenwich Capital Derivatives, Los Angeles Calculation Agent: JPMorganInc., unless otherwise Greenwich) or, If different, as stated in the Agreement.

FIXED AMOUNTS. Fixed Rate Payer: Counterparty Fixed Rate Payer Period End Payment Dates: The 25th of each month 18 July and 18 January in each year commencing with 25 March 2007 year, from and including 18 July 2006 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Fixed Rate Payer Payment Dates: The Fixed Rate Payer Period End Dateand there will be an adjustment to the Calculation Period. Fixed Rate: 5.20 4.56500 percent Fixed Rate Day Count Fraction: 30/360 Business Days: London, New York, London York Floating Rate Payer: JPMorgan Floating Rate Payer Period End Payment Dates: The 25th of each month 18 April, 18 July, 18 October and 18 January in each year commencing with 25 March 2007 year, from and including 18 April 2006 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention and there will be an adjustment to the Calculation Period. Floating Rate for initial Calculation Period: Floating Rate Payer Payment Dates: To be determined Floating Rate Option: 5.30991 percent Two (2) Business days preceding each Floating Rate Payer Period End Date. USD-LIBOR-BBA Designated Maturity: 1 3 Month Spread: None Floating Rate Day Count Fraction: Fraction Actual/360 Reset Dates: The first day of each Calculation Period. Compounding: Inapplicable Business Days: New York, London, Los Angeles New York Calculation Agent: JPMorgan, unless otherwise stated in the Agreement.

FIXED AMOUNTS. Fixed Rate Payer: Counterparty NovaStar Financial, Inc. Fixed Rate Payer Period End Payment Dates: The 25th of each month in each year month, commencing with on 25 March 2007 December 2004 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Fixed Rate Payer Payment Dates: The Fixed Rate Payer Period End Date. Fixed Rate: 5.20 percent 3.2725% Fixed Rate Day Count Fraction: 30/360 No Adjustment for Period End Dates: Applicable Business Days: New York, London York Floating Rate Payer: JPMorgan Greenwich Capital Derivatives, Inc. Floating Rate Payer Period End DatesPayment Dales: The 25th of each month in each year month, commencing with 25 March 2007 on 27 December 2004 to and including the Termination Date, subject to adjustment in In accordance with the Modified Following Business Day Convention Floating Rate Raw for initial Calculation Period: Floating Rate Payer Payment Dates: To be determined Floating Rate Option: 5.30991 percent Two (2) Business days preceding each Floating Rate Payer Period End Date. USD-–LIBOR-–BBA Designated Maturity: 1 Month month Spread: None Floating Rate Day Count Fraction: ; Actual/360 Reset Dates: The first day of each Calculation Period. Period Compounding: Inapplicable Not Applicable Business Days: New York, London, Los Angeles York Calculation Agent: JPMorganGreenwich Capital Markets, unless otherwise Inc. (as agent for Greenwich Capital Derivatives, Inc., Greenwich) or, if different, as stated in the Agreement.

FIXED AMOUNTS. Fixed Rate Payer: Counterparty NovaStar Financial, Inc. Fixed Rate Payer Period End Payment Dates: The 25th of each month in each year month, commencing with on 25 March 2007 November 2004 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Fixed Rate Payer Payment Dates: The Fixed Rate Payer Period End Date. Fixed Rate: 5.20 percent 3.1775% Fixed Rate Day Count Fraction: 30/360 No Adjustment for Period End Dates: Applicable Business Days: New York, London York Floating Rate Payer: JPMorgan Greenwich Capital Derivatives, Inc. Floating Rate Payer Period End Payment Dates: The 25th of each month in each year month, commencing with 25 March 2007 on 26 November 2004 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Floating Rate for initial Initial Calculation Period: Floating Rate Payer Payment Dates: 1.93250% (exclusive of Spread where applicable) Floating Rate Option: 5.30991 percent Two (2) Business days preceding each Floating Rate Payer Period End Date. USD-LIBOR-BBA Designated Maturity: 1 Month month Spread: None Floating Rate Day Count Fraction: Actual/360 Reset Dates: The first day of each Calculation Period. Period Compounding: Inapplicable Not Applicable Business Days: New York, London, Los Angeles York Calculation Agent: JPMorganGreenwich Capital Markets, unless otherwise Inc. (as agent for Greenwich Capital Derivatives, Inc., Greenwich) or, if different, as stated in the Agreement.

FIXED AMOUNTS. Fixed Rate Payer: Counterparty Fixed Rate Payer Period End Dates: The 25th of each month in each year commencing with 25 March May 2007 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Fixed Rate Payer Payment Dates: The Fixed Rate Payer Period End Date. Fixed Rate: 5.20 5.05 percent Fixed Rate Day Count Fraction: 30/360 Business Days: New York, London Floating Rate Payer: JPMorgan Floating Rate Payer Period End Dates: The 25th of each month in each year commencing with 25 March May 2007 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Floating Rate for initial Calculation Period: Floating Rate Payer Payment Dates: Floating Rate Option: 5.30991 5.32 percent Two (2) Business days preceding each Floating Rate Payer Period End Date. USD-LIBOR-BBA Designated Maturity: 1 Month Spread: None Floating Rate Day Count Fraction: Actual/360 Reset Dates: The first day of each Calculation Period. Compounding: Inapplicable Business Days: New York, London, Los Angeles Calculation Agent: JPMorgan, unless otherwise stated in the Agreement.

FIXED AMOUNTS. Fixed Rate Payer: Counterparty Fixed Rate Payer Period End Dates: The 25th of each month in each year commencing with 25 March 2007 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Fixed Rate Payer Payment Dates: The Fixed Rate Payer Period End Date. Fixed Rate: 5.20 5.00 percent Fixed Rate Day Count Fraction: 30/360 Business Days: New York, London Floating Rate Payer: JPMorgan Floating Rate Payer Period End Dates: The 25th of each month in each year commencing with 25 March 2007 to and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention Floating Rate for initial Calculation Period: Floating Rate Payer Payment Dates: Floating Rate Option: 5.30991 5.32 percent Two (2) Business days preceding each Floating Rate Payer Period End Date. USD-LIBOR-BBA Designated Maturity: 1 Month Spread: None Floating Rate Day Count Fraction: Actual/360 Reset Dates: The first day of each Calculation Period. Compounding: Inapplicable Business Days: New York, London, Los Angeles Calculation Agent: JPMorgan, unless otherwise stated in the Agreement.