Common use of Geographic Distribution Clause in Contracts

Geographic Distribution. As of the Cutoff Date, the overall percentage of the Principal Balance of Loans located in any one State (based on the Loan Obligor’s current mailing address in the Loan Seller’s records as of the related Cutoff Date) does not exceed the following concentration limits expressed as a percentage of the aggregate Principal Balance of the outstanding Loans: State Max. % of Aggregate Principal Balance Ohio 27.61% Pennsylvania 14.10% Indiana 12.81% Kentucky 12.19% Michigan 11.45% Each Other State 5.00%

Geographic Distribution. As of the Cutoff Date, the overall percentage of the Principal Balance of Loans located in any one State (based on the Loan Obligor’s current mailing address in the Loan Seller’s records as of the related Cutoff Date) does not exceed the following concentration limits expressed as a percentage of the aggregate Principal Balance of the outstanding Loans: State Max. Ohio 29.32% of Aggregate Principal Balance Ohio 27.61Indiana 13.06% Kentucky 12.77% Michigan 12.08% Pennsylvania 14.10% Indiana 12.81% Kentucky 12.19% Michigan 11.4514.03% Each Other State 5.00%