Common use of Healthcare Coverage Clause in Contracts

Healthcare Coverage. A. The Town shall assume the full cost of family coverage (when applicable) for all employees. The coverage shall be Medical coverage. B. All active employees shall be covered by the HSA $1,500/$3,000 deductible, 100/60 Plan with family coverage (when applicable) or individual coverage. The Town shall fund each employee’s HSA account with $3,000 for a family plan or $1,500 for an individual plan on January 1 of each calendar year thereafter during which this HSA Plan is provided. Each employee shall reimburse the Town in the amount of $1,500 over the course of the calendar year through weekly payroll deductions of $28.85 per week thereafter for each active permanent employee. Such deductions shall be made prior to taxes being deducted. Effective 7/1/18, each employee shall reimburse the Town in the amount of $1,687.50 over the course of the calendar year through weekly payroll deductions of $32.45 per week thereafter for each active permanent employee. Such deductions shall be made prior to taxes being deducted. An employee who leaves Town employment during the calendar year shall pay to the Town within 30 days of the date of separation any portion of the HSA deposit which has not been reimbursed to the Town. The Town may deduct said unreimbursed funds from any monies due to be paid to the employee by the Town upon separation from employment. An employee hired during the calendar year shall receive healthcare coverage under Article X, Section 1(A) above for the remainder of that calendar year, and thereafter shall receive healthcare coverage under this Article X, Section 1(B). Any employee, spouse, or dependent who elects continued healthcare coverage pursuant to COBRA shall be covered under Article X, Section 1(A) above at their own expense. C. An active employee whose spouse attains age 65 shall remain eligible for family coverage. D. The Town will provide individual or family, as appropriate, health insurance coverage which is substantially equivalent (Including but not limited to the provider network RX and medical coverage) to the coverage provided to permanent employees as of the date of the execution of this agreement or such coverage as the insurer may create as a substitute if it discontinues a plan covering employees. In addition, prior to any future voluntary change by the Town, the union will assist the Town in reviewing all insurance proposals to assure substantially equivalent benefits at possible reduced costs to the town and employees. E. Employees who are deployed with the National Guard or Reserves shall retain their Town‐ sponsored health insurance plan. The Town shall waive the current health insurance co‐pay for the duration of the employee’s deployment. The employee is responsible to submit an official set of Government Travel Orders to the Town prior to being deployed.

Healthcare Coverage. A. a) The Town shall assume the full cost of family coverage (when applicable) for all employees. The coverage shall be Medical coverage. B. b) All active employees shall be covered by the HSA $1,500/$3,000 deductible, 100/60 Plan with family coverage (when applicable) or individual coverage. The Town shall fund each employee’s HSA account with $3,000 for a family plan or $1,500 for an individual plan on January 1 of each calendar year thereafter during which this HSA Plan is provided. Each employee shall reimburse the Town in the amount of $1,500 over the course of the calendar year through weekly payroll deductions of $28.85 per week thereafter for each active permanent employee. Such deductions shall be made prior to taxes being deducted. Effective 7/1/18, each employee shall reimburse the Town in the amount of $1,687.50 over the course of the calendar year through weekly payroll deductions of $32.45 per week thereafter for each active permanent employee. Such deductions shall be made prior to taxes being deducted. An employee who leaves Town employment during the calendar year shall pay to the Town within 30 days of the date of separation any portion of the HSA deposit which has not been reimbursed to the Town. The Town may deduct said unreimbursed funds from any monies due to be paid to the employee by the Town upon separation from employment. An employee hired during the calendar year shall receive healthcare coverage under Article X, Section 1(A) above for the remainder of that calendar year, and thereafter shall receive healthcare coverage under this Article X, Section 1(B). Any employee, spouse, or dependent who elects continued healthcare coverage pursuant to COBRA shall be covered under Article X, Section 1(A) above at their own expense. C. c) An active employee whose spouse attains age 65 shall remain eligible for family coverage. D. d) The Town will provide individual or family, as appropriate, health insurance coverage which is substantially equivalent (Including but not limited to the provider network RX and medical coverage) to the coverage provided to permanent employees as of the date of the execution of this agreement or such coverage as the insurer may create as a substitute if it discontinues a plan covering employees. In addition, prior to any future voluntary change by the Town, the union will assist the Town in reviewing all insurance proposals to assure substantially equivalent benefits at possible reduced costs to the town and employees. E. e) Employees who are deployed with the National Guard or Reserves shall retain their Town‐ Town-sponsored health insurance plan. The Town shall waive the current health insurance co‐pay co-pay for the duration of the employee’s deployment. The employee is responsible to submit an official set of Government Travel Orders to the Town prior to being deployed.