Common use of Immediately Available Items Clause in Contracts

Immediately Available Items. If the deposit is made payable to you, up to the first S5,525.00 will be immediately available. Any excess of S5,525.00 will be subject to the Large Deposit Hold: • Wire Transfers and Automated Clearing House (ACH). • Federal Reserve Bank Checks • Federal Home Loan Bank Checks • State and Local Government Checks • Electronic Payments • Cash. • Certified Checks • Partner Colorado Checks • Official Checks • Cashier’s Checks • Payroll Checks • U.S. Treasury Checks • U.S. Postal Money Orders We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid; • You deposit checks totaling more than S5,525.00 on any day; • You redeposit a check that has been returned unpaid; • You have overdrawn your account repeatedly in the last six months; • There is an emergency, such as failure of communications or computer equipment; We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available.