Common use of Liability for Unauthorised Charges Clause in Contracts

Liability for Unauthorised Charges. For unauthorised charges, provided that you, the business and any Employee Card Members complied with this agreement including the section ”Use of your Card(s)/Codes” and provided that you, the business and any Employee Card Members did not contribute to, were not in any way involved in or did not benefit from the theft, loss or misuse of the Card then you, the business and any Employee Card Members will not be liable to us for any unauthorised charges, unless you have delayed notifying us, in which case you will be liable for all unauthorised charges until you did notify us. If you, the business or any Employee Card Members did not comply with this agreement, or if you, the business and any Employee Card Members contributed to, were involved in, or benefited from the loss, theft or misuse, you, the business and any Employee Card Members are liable for any charges for example, if you gave your Card and/or codes to another person to use. You, the business and any Employee Card Members agree to cooperate with us, including giving us a statutory declaration, affidavit and/or a copy of an official police report, if we ask. You, the business and any Employee Card Members also agree that we may provide information to regulatory authorities. We may change any provision of this agreement at any time, including fees, liquidated damages, commissions, how we apply payments and benefits and services associated with the account and changes affecting your payment obligations. We will inform you in accordance with the “Communicating With You” section of this agreement and as required by law. We will give you at least 20 days advance written notice, except where the change reduces what you have to pay or the change happens automatically under this agreement. If you are dissatisfied with any change to this agreement, you may cancel your agreement as set out under the “You May Close Your Account” section of this agreement. We will give you a pro-rated refund of any annual fee if you cancel this agreement as a result of a change that we have made to your detriment and such cancellation is communicated to us within 30 days of our notifying you of that change. If we have made a major change or a lot of minor changes in any one year, we may give you an updated copy of this agreement or a summary of the changes.

Liability for Unauthorised Charges. For unauthorised charges, provided that you, the business and any Employee Supplementary Card Members complied with this agreement including the section ”Use of your Card(s)/Codes” and provided that you, the business and any Employee Supplementary Card Members did not contribute to, were not in any way involved in or did not benefit from the theft, loss or misuse of the Card then you, the business and any Employee Supplementary Card Members will not be liable to us for any unauthorised charges, unless you have delayed notifying us, in which case you will be liable for all unauthorised charges until you did notify us. If you, the business or any Employee Supplementary Card Members did not comply with this agreement, or if you, the business and any Employee Supplementary Card Members contributed to, were involved in, or benefited from the loss, theft or misuse, you, the business and any Employee Supplementary Card Members are liable for any charges for example, if you gave your Card and/or codes to another person to use. You, the business and any Employee Supplementary Card Members agree to cooperate with us, including giving us a statutory declaration, affidavit and/or a copy of an official police report, if we ask. You, the business and any Employee Supplementary Card Members also agree that we may provide information to regulatory authorities. We may change any provision of this agreement at any time, including fees, liquidated damages, commissions, how we apply payments and benefits and services associated with the account and changes affecting your payment obligations. We will inform you in accordance with the “Communicating With You” section of this agreement and as required by law. We will give you at least 20 days advance written notice, except where the change reduces what you have to pay or the change happens automatically under this agreement. If you are dissatisfied with any change to this agreement, you may cancel your agreement as set out under the “You May Close Your Account” section of this agreement. We will give you a pro-rated refund of any annual fee if you cancel this agreement as a result of a change that we have made to your detriment and such cancellation is communicated to us within 30 days of our notifying you of that change. If we have made a major change or a lot of minor changes in any one year, we may give you an updated copy of this agreement or a summary of the changes.

Liability for Unauthorised Charges. For unauthorised charges, provided that you, the business and any Employee Card Members complied with this agreement including the section ”Use of your Card(s)/Codes” and provided that you, the business and any Employee Card Members did not contribute to, were not in any way involved in or did not benefit from the theft, loss or misuse of the Card then you, the business and any Employee Card Members will not be liable to us for any unauthorised charges, unless you have delayed notifying us, in which case you will be liable for all unauthorised charges until you did notify us. If you, the business or any Employee Card Members did not comply with this agreement, or if you, the business and any Employee Card Members contributed to, were involved in, or benefited from the loss, theft or misuse, you, the business and any Employee Card Members are liable for any charges for example, if you gave your Card and/or codes to another person to use. You, the business and any Employee Card Members agree to cooperate with us, including giving us a statutory declaration, affidavit and/or a copy of an official police report, if we ask. You, the business and any Employee Card Members also agree that we may provide information to regulatory authorities. We may change any provision of this agreement at any time, including fees, liquidated damages, commissions, how we apply payments and benefits and services associated with the account and changes affecting your payment obligations. We will inform you in accordance with the “Communicating With You” section of this agreement and as required by law. We will give you at least 20 days advance written notice, except where the change reduces what you have to pay or the change happens automatically under this agreement. If you are dissatisfied with any change to this agreement, you may cancel your agreement as set out under the “‘You May Close Your Account” ’ section of this agreement. We will give you a pro-rated refund of any annual fee if you cancel this agreement as a result of a change that we have made to your detriment and such cancellation is communicated to us within 30 days of our notifying you of that change. If we have made a major change or a lot of minor changes in any one year, we may give you an updated copy of this agreement or a summary of the changes.