Common use of Liability for Unauthorized Transactions Clause in Contracts

Liability for Unauthorized Transactions. If you believe your password has been lost, stolen, or compromised or that someone has transferred or may transfer money from your account without permission, call our Customer Service Center seven days a week at ▇▇▇-▇▇▇-▇▇▇▇, or write to us at Santander, Attention: Online & Mobile Banking, Mail Code 10-421-OL3, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇. If you telephone us, we may require you send us written confirmation of your notice to be received by us within ten (10) Business Days of your phone call. You agree to cooperate with us in the investigation of any claim or dispute and provide us with information and documentation as may be necessary in order to assist us in resolving your claim or dispute. You could lose all your money in the account(s), including the available balance in your overdraft line of credit or other credit account(s), if you take no action to notify us of the loss of your password. If you notify us of the loss, your liability for unauthorized transfers will be as follows: Digital Banking Agreement 22 / 26 1. If you contact us within two (2) Business Days of the loss or your discovery of the loss, you can lose no more than $50.00 if someone illegally gained access to and used your password without your permission. 2. If you do NOT tell us within two (2) Business Days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500.00. 3. Also, if your monthly statement shows transactions that you did not make and you do not contact us within sixty (60) days after the statement was mailed (or electronically submitted) to you, you may not get back any money lost after the sixty (60) days if we can prove that you’re contacting us would have prevented the losses. 4. If a good reason, such as a trip or an extended hospital stay, kept you from telling us, we will extend the above time periods.

Liability for Unauthorized Transactions. If you believe your password Password has been lost, stolen, or compromised or that someone has transferred or may transfer money from your account without permission, call our Customer Service Center seven days a week at ▇▇▇-▇▇▇-▇▇▇▇, or write to us at SantanderMidCoast Community Bank, Attention: Online & Mobile Banking, Mail Code 10-421-OL3Internet Banking Services, ▇.▇▇ ▇. ▇▇▇ ▇▇▇▇, ▇▇, ▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇. If you telephone us, we may require that you send us written confirmation of your notice to be received by us within ten (10) Business Days business days of your phone call. You agree to cooperate with us in the investigation of any claim or dispute and provide us with information and documentation as may be necessary in order to assist us in resolving your claim or dispute. You could lose all your money in the account(s), including the available balance in your overdraft line of credit or other credit account(s), if you take no action to notify us of the loss of your passwordPassword. If you notify us of the loss, your liability for unauthorized transfers will be as follows: Digital Banking Agreement 22 / 26: 1. If you contact us within two (2) Business Days business days of the loss or your discovery of the loss, you can lose no more than $50.00 if someone illegally gained access to and used your password Password without your permission. 2. If you do NOT tell us within two (2) Business Days business days after you learn of the loss or theft of your passwordPassword, and we can prove we could have stopped someone from using your password Password without your permission if you had told us, you could lose as much as $500.00500. 3. Also, if your monthly statement shows transactions that you did not make and you do not contact us within sixty (60) days after the statement was mailed (or electronically submittedtransmitted) to you, you may not get back any money lost after the sixty (60) days if we can prove that you’re your contacting us would have prevented the those losses. 4. If a good reason, such as a long trip or an extended hospital stay, kept you from telling us, we will extend the above time periodsperiods in this section.

Liability for Unauthorized Transactions. If you believe your password has been lost, stolen, or compromised or that someone has transferred or may transfer money from your account without permission, call our Customer Service Center seven days a week at ▇▇▇-▇▇▇-▇▇▇▇, or write to us at Santander, Attention: Online & Mobile Banking, Mail Code 10-421-OL3, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇. If you telephone us, we may require you send us written confirmation of your notice to be received by us within ten (10) Business Days of your phone call. You agree to cooperate with us in the investigation of any claim or dispute and provide us with information and documentation as may be necessary in order to assist us in resolving your claim or dispute. You could lose all your money in the account(s), including the available balance in your overdraft line of credit or other credit account(s), if you take no action to notify us of the loss of your password. If you notify us of the loss, your liability for unauthorized transfers will be as follows: Digital Banking Agreement 22 / 26: 1. If you contact us within two (2) Business Days of the loss or your discovery of the loss, you can lose no more than $50.00 if someone illegally gained access to and used your password without your permission. 2. If you do NOT tell us within two (2) Business Days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500.00. 3. Also, if your monthly statement shows transactions that you did not make and you do not contact us within sixty (60) days after the statement was mailed (or electronically submitted) to you, you may not get back any money lost after the sixty (60) days if we can prove that you’re contacting us would have prevented the losses. 4. If a good reason, such as a trip or an extended hospital stay, kept you from telling us, we will extend the above time periods.

Liability for Unauthorized Transactions. If you believe your password has been lost, stolen, or compromised or that someone has transferred or may transfer money from your account without permission, call our Customer Service Center seven days a week at ▇▇▇-▇▇▇-▇▇▇▇, or write to us at Santander, Attention: Online & Mobile Banking, Mail Code 10-421-OL3, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇. If you telephone us, we may require you send us written confirmation of your notice to be received by us within ten (10) Business Days of your phone call. You agree to cooperate with us in the investigation of any claim or dispute and provide us with information and documentation as may be necessary in order to assist us in resolving your claim or dispute. You could lose all your money in the account(s), including the available balance in your overdraft line of credit or other credit account(s), if you take no action to notify us of the loss of your password. If you notify us of the loss, your liability for unauthorized transfers will be as follows: Digital Banking Agreement 22 / 26: 1. If you contact us within two (2) Business Days of the loss or your discovery of the loss, you can lose no more than $50.00 if someone illegally gained access to and used your password without your permission. 2. If you do NOT tell us within two (2) Business Days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500.00. 3. Also, if your monthly statement shows transactions that you did not make and you do not contact us within sixty (60) days after the statement was mailed (or electronically submitted) to you, you may not get back any money lost after the sixty (60) days if we can prove that you’re contacting us would have prevented the losses. 4. If a good reason, such as a trip or an extended hospital stay, kept you from telling us, we will extend the above time periods.