Common use of Liability for Unauthorized Transactions Clause in Contracts

Liability for Unauthorized Transactions. You will be liable for unauthorized access to accounts via Cyber-CU to the extent allowed by applicable federal and state law. The following description of your liability for unauthorized access to your accounts via Cyber-CU is required by federal law: Tell us AT ONCE if you believe your account number, PASSWORD, or any record thereof, has been lost or stolen, or if any of your accounts have been accessed without your authority. Telephoning is the best way of keeping your losses down, but you can also email us at ▇▇▇▇@▇▇▇▇▇▇.▇▇▇. Electronic mail is not secure, and confidential or personal information should not be communicated in this manner You could lose all the money in your accounts, plus your maximum overdraft line-of-credit protection, but if you tell us within two (2) business days of the loss, theft or unauthorized access, you can lose no more than $50 if someone accesses your account without your permission. If you do NOT tell us within two (2) business days after you learn of the loss, theft or unauthorized access, and we can prove we could have stopped someone from accessing your account without permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. If you believe your account number, PASSWORD, or any record thereof, has been lost or stolen, or if any of your accounts have been accessed without your authority, or if someone has transferred or may transfer money from your accounts by accessing your accounts without permission, call ▇-▇▇▇-▇▇▇-▇▇▇▇ or write Jeep Country Federal C U, ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇ Drive, Holland, Ohio 43528, Attention Cyber-CU Services.

Liability for Unauthorized Transactions. You will be liable are responsible for unauthorized all transactions you authorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your card or your access to accounts via Cyber-CU to the extent allowed by applicable federal and state law. The following description code, you are responsible for any transactions they authorize or conduct on any of your liability for unauthorized access to your accounts via Cyber-CU is required by federal law: Tell us accounts. However, TELL US AT ONCE if you believe your account number, PASSWORD, card or any record thereof, access code has been lost or stolen, if you believe someone has used your card or access code or otherwise accessed your accounts without your permission, or if any of your accounts have you believe that an electronic fund transfer has been accessed made without your authoritypermission using information from your check. Telephoning is the best way of keeping your possible losses down, but you can also email us at ▇▇▇▇@▇▇▇▇▇▇.▇▇▇. Electronic mail is not secure, and confidential or personal information should not be communicated in this manner You could lose all the money in your accounts, accounts (plus your maximum overdraft line-of-credit protectioncredit). If a transaction was made with your card or card number without your permission and was a Visa transaction, but you will have no liability for the transaction unless you were grossly negligent in the handling of your card or access code. The Credit Union will be liable for unauthorized withdrawals at ATMs if the unauthorized withdrawal was due to the loss or theft of your card or access code, and you tell notify us of the loss or theft of your card or access code within two (2) business 60 days of the loss, theft or unauthorized access, you can lose no more than $50 if someone accesses your account without your permission. If you do NOT tell us within two (2) business days after you learn receipt of the lossfirst statement showing the unauthorized withdrawal. In any case, theft or unauthorized access, and we can prove we could have stopped someone from accessing your account without permission if you had told us, you could lose as much as liability is limited to $50050.00. Also, if your statement shows transfers with your card or card number that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking making the money transfers if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. If you believe your account number, PASSWORD, card or any record thereof, access code has been lost or stolen, stolen or if any of your accounts have been accessed without your authority, or if that someone has transferred or may transfer money from your accounts by accessing without your accounts without permission, call ▇-call: (▇▇▇-) ▇▇▇-▇▇▇▇ or write Jeep Country Federal C U, ▇to: Diversified Credit Union ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇, ▇▇ Drive, Holland, Ohio 43528, Attention Cyber▇▇▇▇▇ Fax: (▇▇▇) ▇▇▇-CU Services▇▇▇▇ You should also call the number or write to the address listed above if you believe a transfer has been made using the information from your check without your permission.

Liability for Unauthorized Transactions. You will be liable for unauthorized access to accounts your Accounts via Cyber-CU ONLINE BANKING and/or ▇▇▇▇ PAYSERVICES to the extent allowed by applicable federal and state law. The following description of your liability for unauthorized access to your accounts Accounts via Cyber-CU ONLINE BANKING and/or ▇▇▇▇ PAY SERVICES is required by federal law: Tell Please notify us AT ONCE if you believe your account Account number, PASSWORDUsername, Password, or any record thereof, has been lost or stolen, or if any of your accounts Accounts have been accessed without your authority. Telephoning is the best way of keeping limiting your losses downpossible losses, but you can also email us at ▇▇▇▇@▇▇▇▇▇@▇▇▇▇.▇▇▇▇. Electronic mail If you do not notify us promptly, it is not secure, and confidential or personal information should not be communicated in this manner You possible that you could lose all the money in your accountsAccounts, plus your maximum overdraft line-of-credit protection, but if credit. A. If you tell us within two (2) business days Business Days after learning of the loss, loss or theft or unauthorized access, you can lose no more than $50 if someone accesses your account Account without your permission. If you do NOT tell us within two (2) business days Business Days after you learn of the loss, theft or unauthorized access, and we can prove we could have stopped someone from accessing your account Account without permission if you had told us, you could lose as much as $500. . B. Also, if your Account statement shows transfers or ▇▇▇▇ Pay Payments that you did not make, tell or authorize, you must inform us at once. If you do not tell us within 60 days after the FIRST paper or online Account statement showing such a transaction was mailed sent to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. . C. If you believe your account Account number, PASSWORDPassword, Username, or any record thereof, has been lost or stolen, or if any of your accounts Accounts have been accessed without your authority, or if someone has transferred or may transfer money from your accounts Accounts by accessing your accounts Accounts without permission, call ▇-▇▇▇-▇▇▇-▇▇▇▇ or 1-800-762-0047 or write Jeep Country Federal C U▇▇▇▇▇▇-▇▇▇▇ Credit Union, Inc., ▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇., ▇▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇-▇▇ ▇ Drive▇▇▇, Holland, Ohio 43528, Attention Cyber-CU ServicesAttention: ONLINE BANKING SERVICES.

Liability for Unauthorized Transactions. You will be liable for unauthorized access to accounts your Accounts via Cyber-CU MOBILE/ONLINE BANKING and/or ▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇ to the extent allowed by applicable federal and state law. The following description of your liability for unauthorized access to your accounts Accounts via Cyber-CU MOBILE/ONLINE BANKING and/or BILL PAY SERVICES is required by federal law: Tell Please notify us AT ONCE if you believe your account Account number, PASSWORDUsername, Password, or any record thereof, has been lost or stolen, or if any of your accounts Accounts have been accessed without your authority. Telephoning is the best way of keeping limiting your losses downpossible losses, but you can also email us at ▇▇▇▇@▇▇▇▇▇@▇▇▇▇.▇▇▇▇. Electronic mail If you do not notify us promptly, it is not secure, and confidential or personal information should not be communicated in this manner You possible that you could lose all the money in your accountsAccounts, plus your maximum overdraft line-of-credit protection, but if of- credit. A. If you tell us within two (2) business days Business Days after learning of the loss, loss or theft or unauthorized access, you can lose no more than $50 if someone accesses your account Account without your permission. If you do NOT tell us within two (2) business days Business Days after you learn of the loss, theft or unauthorized access, and we can prove we could have stopped someone from accessing your account Account without permission if you had told us, you could lose as much as $500. . B. Also, if your Account statement shows transfers or Bill Pay Payments that you did not make, tell or authorize, you must inform us at once. If you do not tell us within 60 days after the FIRST paper or online Account statement showing such a transaction was mailed sent to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. . C. If you believe your account Account number, PASSWORDPassword, Username, or any record thereof, has been lost or stolen, or if any of your accounts Accounts have been accessed without your authority, or if someone has transferred or may transfer money from your accounts Accounts by accessing your accounts Accounts without permission, call ▇-▇▇▇-▇▇▇-▇▇▇▇ or ▇-▇▇▇-▇▇▇-▇▇▇▇ or write Jeep Country Federal C U▇▇▇▇▇▇-▇▇▇▇ Credit Union, Inc., ▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇., ▇▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇-▇▇ ▇ Drive▇▇▇, Holland, Ohio 43528, Attention Cyber-CU ServicesAttention: MOBILE/ONLINE BANKING SERVICES.

Liability for Unauthorized Transactions. You will be liable for unauthorized access to accounts your Accounts via Cyber-CU HOME BANKING and/or ▇▇▇▇ PAY SERVICES to the extent allowed by applicable federal and state law. The following description of your liability for unauthorized access to your accounts Accounts via Cyber-CU HOME BANKING and/or ▇▇▇▇ PAY SERVICES is required by federal law: Tell Please notify us AT ONCE if you believe your account Account number, PASSWORDUsername, Password, or any record thereof, has been lost or stolen, or if any of your accounts Accounts have been accessed without your authority. Telephoning is the best way of keeping limiting your losses downpossible losses, but you can also email us at ▇▇▇▇@▇▇▇▇▇@▇▇▇▇.▇▇▇▇. Electronic mail If you do not notify us promptly, it is not secure, and confidential or personal information should not be communicated in this manner You possible that you could lose all the money in your accountsAccounts, plus your maximum overdraft line-line- of-credit protection, but if credit. A. If you tell us within two (2) business days Business Days after learning of the loss, loss or theft or unauthorized access, you can lose no more than $50 if someone accesses your account Account without your permission. If you do NOT tell us within two (2) business days Business Days after you learn of the loss, theft or unauthorized access, and we can prove we could have stopped someone from accessing your account Account without permission if you had told us, you could lose as much as $500. . B. Also, if your Account statement shows transfers or ▇▇▇▇ Pay Payments that you did not make, tell or authorize, you must inform us at once. If you do not tell us within 60 days after the FIRST paper or online Account statement showing such a transaction was mailed sent to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. . C. If you believe your account Account number, PASSWORDPassword, Username, or any record thereof, has been lost or stolen, or if any of your accounts Accounts have been accessed without your authority, or if someone has transferred or may transfer money from your accounts Accounts by accessing your accounts Accounts without permission, call ▇-▇▇▇-▇▇▇-▇▇▇▇ or ▇-▇▇▇-▇▇▇-▇▇▇▇ or write Jeep Country Federal C U▇▇▇▇▇▇-▇▇▇▇ Credit Union, Inc., P. O. ▇▇▇ ▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇ Drive, Holland, Ohio 43528, Attention Cyber-CU ServicesAttention: HOME BANKING SERVICES.

Liability for Unauthorized Transactions. You will be liable lia- ble for unauthorized access to accounts via Cyber-CU use of your Card at an ATM to the extent allowed by applicable federal and state law. The following description of your liability for unauthorized access to use of your accounts via Cyber-CU Card is required by federal law: . Tell us AT ONCE if you believe your account number, PASSWORD, or any record thereof, Card has been lost or stolen, or if any of your accounts have been accessed without your authority. Telephoning is the best way of keeping keep- ing your possible losses down, but you can also email us at ▇▇▇▇@▇▇▇▇▇▇.▇▇▇. Electronic mail is not secure, and confidential or personal information should not be communicated in this manner You could lose all the money in your accountsDesignated Accounts, plus your maximum overdraft line-of-credit Line of Credit protection. If your Card has been lost or stolen, but if and you tell us within two (2) 2 business days after you learn of the loss, theft or unauthorized access, you can lose no more than $50 50.00 if someone accesses used your account Card without your permission. If you do NOT tell us within two (2) 2 business days after you learn of the loss, loss or theft or unauthorized accessof your Card, and we can prove we could have stopped someone from accessing using your account Card without your permission if you had told us, you could lose as much as $500500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. This is a statement of your liability under federal law. Your liability may be more limited in certain cases under applicable state law. If you believe that your account number, PASSWORD, or any record thereof, Card has been lost or stolen, or if any of your accounts have been accessed without your authority, or if that someone has transferred or may transfer money from your accounts by accessing Designated Accounts without your accounts without permission, call ▇-(▇▇▇-) ▇▇▇-▇▇▇▇ or write Jeep Country Federal C U, (▇▇▇▇ ) ▇▇▇-▇▇▇▇▇▇ , or write ▇▇▇▇▇▇-▇▇▇▇ ▇ DriveCredit Union, HollandInc., P.O. Box 340134, Beavercreek, Ohio 4352845434-0134, Attention Cyber-CU ServicesAttention: Cards & ATM Dept.