MALWARE, PHISHING AND OTHER RISKS Clause Samples

The "Malware, Phishing and Other Risks" clause defines the responsibilities and liabilities of parties regarding cybersecurity threats such as malware, phishing, and similar risks. It typically outlines the measures each party must take to prevent, detect, and respond to these threats, such as maintaining up-to-date security software or promptly notifying the other party of any incidents. This clause serves to allocate risk and clarify expectations, helping to protect both parties from losses or damages resulting from cyberattacks and ensuring that each party takes appropriate steps to mitigate such risks.
MALWARE, PHISHING AND OTHER RISKS. 22.1 You acknowledge and agree that any use of Digital Payment Systems, Tokenised Cards, Security Procedures, Enabled Devices or the use of your Cards for transactions carried out over the Internet or other communications networks may be subject to security risks which may include but not be limited to: a. monitoring and recording of your personal data, transactions, usage patterns and Security Procedure responses; b. use of your personal data, transactions, usage patterns and Security Procedure responses to perform unauthorised transactions or to commit or facilitate crime; c. installation of malware, viruses, monitoring or malicious code on your computer systems and/or other devices which may then collect and communicate to third parties information or other data about you; d. malfunctioning Enabled Devices, Digital Payment Systems, network connections or hardware failure;
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MALWARE, PHISHING AND OTHER RISKS 
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