Common use of Minimum Age and Service Requirements Clause in Contracts

Minimum Age and Service Requirements. Solely for purposes of Non-Safe Harbor Matching Contribution # 2 , an Eligible Employee (see Section 1.2 above) will be eligible to enter the Plan as a Participant on the applicable Entry Date upon satisfying the following age and/or service requirements: (a) Age Requirement 0 (max. 21 — enter zero if none) (b) Service Requirement (check one) x 1) None ¨ 2) -Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ 3) -month Period of Service (max. 24, but Vesting must be 100% if more than 12 months are used) ¨ 4) -week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ 5) -day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used) ¨ 6) Year(s) of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ 7) 1 Year of Service, or if earlier, (max. 11) consecutive calendar months of employment ¨ in which the Employee is credited with at least Hours of Service per month ¨ 8) 1 Year of Service, or if earlier, (max. 51) consecutive weeks of employment ¨ in which the Employee is credited with at least Hours of Service per week ¨ 9) 1 Year of Service, or if earlier, (max. 364) consecutive days of employment ¨ in which the Employee is credited with at least Hours of Service per day

Minimum Age and Service Requirements. Solely for purposes of Non-Safe Harbor Matching Non-Elective Contribution # 2 2, an Eligible Employee (see Section 1.2 above) will be eligible to enter the Plan as a Participant on the applicable Entry Date upon satisfying the following age and/or service requirements: (a) Age Requirement 0 (max. 21 — – enter zero if none) (b) Service Requirement (check one) x þ 1) None ¨ None o 2) -Year Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ ) o 3) -month month Period of Service (max. 24, but Vesting must be 100% if more than 12 months are used) ¨ ) o 4) -week week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ ) o 5) -day day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used) ¨ ) o 6) Year(s) of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ ) o 7) 1 Year of Service, or if earlier, (max. 11) consecutive calendar months of employment ¨ o in which the Employee is credited with at least Hours of Service per month ¨ month o 8) 1 Year of Service, or if earlier, (max. 51) consecutive weeks of employment ¨ o in which the Employee is credited with at least Hours of Service per week ¨ week o 9) 1 Year of Service, or if earlier, (max. 364) consecutive days of employment ¨ o in which the Employee is credited with at least Hours of Service per day

Minimum Age and Service Requirements. Solely for purposes of Non-Safe Harbor Matching Contribution # 2 , an Eligible Employee (see Section 1.2 above) will be eligible to enter the Plan as a Participant on the applicable Entry Date upon satisfying the following age and/or service requirements: (a) Age Requirement 0 (max. 21 — – enter zero if none) (b) Service Requirement (check one) x 1) None ¨ 2) -Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ 3) -month Period of Service (max. 24, but Vesting must be 100% if more than 12 months are used) ¨ 4) -week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ 5) -day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used) ¨ 6) Year(s) of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ) ¨ 7) 1 Year of Service, or if earlier, (max. 11) consecutive calendar months of employment ¨ in which the Employee is credited with at least Hours of Service per month month ¨ 8) 1 Year of Service, or if earlier, (max. 51) consecutive weeks of employment ¨ in which the Employee is credited with at least Hours of Service per week week ¨ 9) 1 Year of Service, or if earlier, (max. 364) consecutive days of employment ¨ in which the Employee is credited with at least Hours of Service per day