Common use of Misrepresentation and Non-Disclosure Clause in Contracts

Misrepresentation and Non-Disclosure. You must be accurate and complete in your dealings with us at all times. You have an obligation to disclose every material fact to us. Any information that has been misrepresented or misstated to us by you or is incomplete may result in the certificate of insurance being null and void at our option, and any claim submitted shall not be payable. We will not pay a claim if you, any person insured under the certificate of insurance or anyone acting on your behalf attempts to deceive us or makes a fraudulent, false or exaggerated statement of claim.