NONPARTICIPATING Clause Samples

NONPARTICIPATING. This contract is nonparticipating, which means that it will not participate in any of our profits, losses, or surplus earnings.

NONPARTICIPATING. This Contract is nonparticipating. It will not share in the surplus earnings of the Company.

NONPARTICIPATING. The Contract is nonparticipating and will not share in any profits or surplus earnings of the Company, and therefore, no dividends are payable.

NONPARTICIPATING. This contract will not participate in any of our profits, losses or surplus earnings.

NONPARTICIPATING. This Contract is nonparticipating. This means we do not pay dividends on it. The Contract will not share in our profits or surplus. To the extent permitted by law, neither the proceeds nor any payments under this Contract shall be subject to the claims of creditors or legal process. You will receive an annual statement once each year. It will show such things as the beginning and ending account values, as well as any Additional Purchase Payments, withdrawals, exchanges, or charges for the year that apply to this Contract. The statement may contain other information required by law or regulation.

NONPARTICIPATING. 7.13.1 This Contract is nonparticipating. It does not share in our profits or surplus. No dividends are payable.

NONPARTICIPATING. This is not a participating policy. No dividends are payable. If the Insured commits suicide, while sane or insane, within two years of the Policy Date, all coverage under the Policy will end, and we will pay a limited amount of proceeds. The limited amount of proceeds will equal all premiums paid on the Policy, less Policy Debt and partial surrenders. If the Insured commits suicide, while sane or insane, more than two years after the policy date and within two years after an increase in the Specified Amount became effective, the Specified Amount will be reduced to the amount in effect prior to the increase. The amount payable with respect to the increase will equal the monthly deductions that were made for that increase. Any limited amount payable will be treated as Life Insurance Proceeds and paid to the Beneficiary under the same conditions as the original Specified Amount. WRITTEN NOTICE Any written notice to us should be sent to our Home Office at ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇. Please include the policy number and the Insured's full name. Any notice we send to you will be sent to your address shown in the application. Notify us of any change of address. Optional Payment Plan Life insurance or surrender value proceeds will be paid in one lump sum, unless requested otherwise. Any part of the proceeds can be left with us and paid under a payment plan. During the Insured's life, you can choose a plan. A Beneficiary can choose a plan if you have not chosen one at the insured's death. There are several important payment plan rules: . The payee under a plan cannot be a corporation, association or fiduciary. . If you change a Beneficiary, your plan selection will no longer be in effect unless you request that it continue. . Any choice or change of a plan must be sent in writing to our Home Office. . The amount of each payment under a plan must be at least $50. . Payments will begin either on the date of death or on lapse, except for payments under Plan 4 which begin at the end of the first interest period. . Payments are backed by assets in our General Account.

NONPARTICIPATING. This Contract is nonparticipating. This Contract does not share in Our surplus or profits.

NONPARTICIPATING. This contract is not eligible for dividends and will not share in the surplus earnings of GIAC.