Common use of Object of Insurance Clause in Contracts

Object of Insurance. 2.1. The object of insurance is the insured person’s civil liability, which may arise in connection with the provision of the insured service, i.e. in connection with road transport of cargo for reward (road transport may also include maritime transport while the lorry is on board and the cargo or container is not transhipped and the trailer is not decoupled from the lorry), with the insured person acting as the actual carrier and using a lorry in its ownership or possession, indicated in the insurance agreement, to perform the carriage. 2.2. Unless otherwise provided in the insurance agreement, the insurance cover will not extend to the following types of carriage: a) cargo not being transported (e.g. goods stored); b) cargo driven by its own power; c) towed cargo; d) items being removed, e.g. apartment and office furnishings; e) items transported under international postal conventions; f) cash, bankcards, securities, bonds, gift cards, lottery tickets, coupons, invoices, checks, tax stamps, documents, plans, designs, drawings, archives, information and software contained in an information processing system or storage medium; g) documents accompanying the cargo, including commercial invoices, packing sheets, waybills (CMR ▇▇▇▇▇▇▇, ▇▇▇▇ of Lading, Air waybill, etc.); h) weapons, ammunition and explosives; i) items of historical or artistic value; j) precious stones, pearls, items made of precious metals or materials; k) living creatures, including humans, animals, fish, birds, insects, plants (incl. cut flowers), etc.; l) dead bodies, donor organs, incl. donor blood; m) radioactive materials; n) contraband, incl. goods whose carriage is prohibited by the relevant legislation of the country of departure, destination or transit.

Object of Insurance. 2.1. 2.1 The object of insurance is the insured person’s civil liability, which may arise in connection with the provision of the insured service, i.e. in connection with road transport of cargo for reward (road transport may also include maritime transport while the lorry is on board and the cargo or container is not transhipped and the trailer is not decoupled from the lorry), with the insured person acting as the actual carrier and using a lorry in its ownership or possession, indicated in the insurance agreement, to perform the carriage. 2.2. 2.2 Unless otherwise provided in the insurance agreement, the insurance cover will not extend to the following types of carriage: a) cargo not being transported (e.g. goods stored); b) cargo driven by its own power; c) towed cargo; d) items being removed, e.g. apartment and office furnishings; e) items transported under international postal conventions; f) cash, bankcards, securities, bonds, gift cards, lottery tickets, coupons, invoices, checks, tax stamps, documentsdocu­ ments, plans, designs, drawings, archives, information and software contained in an information processing proces­ sing system or storage medium; g) documents accompanying the cargo, including incl. commercial invoices, packing sheets, waybills (CMR ▇▇▇▇▇▇▇, ▇▇▇▇ of Lading, Air waybill, etc.); h) weapons, ammunition and explosives; i) items of historical or artistic value; j) precious stones, pearls, items made of precious metals or materials; k) living creatures, including humans, animals, fish, birds, insects, plants (incl. cut flowers), etc.; l) dead bodies, donor organs, incl. donor blood; m) radioactive materials; n) contraband, incl. goods whose carriage is prohibited by the relevant legislation of the country of departure, destination or transit.